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    • Hi Guys   Sorry for the delayed response   I have attached me Change of address letter and SAR which I am sending to EPS. I have redacted my information but apologies if I have missed something   I have also attached my snotty letter to Gladstone   Let me know if i am missing anything or need to change anything. I was thinking of sending the letter to EPS on Monday and then Gladstones on Wednesday   Also regarding @honeybee13, the comment about saying 'the driver' rather then I. I wasn't too sure how to implement this given i'd have to put my name in so they have someone to send the letter back to?    EPS Change of address and SAR Letter Redacted.pdf Gladstone Snotty Letter Redacted.pdf
    • Hi   I haveh ad a good re read of your Topic and do agree with BazzaS  that you need to take a step back from this and I can appeciate that you are not happy with the treatment that your relative has been given due to the sleeping pill being prescribed.   You mention the wait at the hospital of over X hours but you do not say if this relative went to a certain department with a GP letter or whether this was via the hospital A&E Department.   If it was via the Hospitals A&E Department you need to bear in mind the following:   1. This was during COVID-19 and protetions will be in place to protect both Medical Staff and Patients coming to A&E   2. The A&E Department will Triage every single Patient coming to that Department as to who needs instant medical treament to those who can wait a certain period but as this can be a fast flowing Department the Triage System can change minute by minute dependent on the amount of Casualties/Patients they have to treat.   IMO you need to approach this from the beginning as to why your relative was prescribed that specific medication with there medical condition and that GPs reasoning at that time. (was this fully discussed with that relative at that time, as you say they have capacity to sign a letter, did they understand what the GP was saying at the time about this medication and did they agree to the GPs decision to prescribe this medication if they have capacity and were the possible side affects explained)   My concern is you state they have Dementia then state they have capacity to sign a letter but we are unaware of what type of Dementia the relative has i.e. is it early onset Dementia as you need to be very careful if they have memory loss issues with stating they have capacity to sign a letter when there is no Power of Attorney nor Deputyship in Place for that relative.    
    • Be Wiser is the Trading Name of Atlanta 1 Insurance Services Limited, an Insurance Broker (see this link Privacy Policy look under 'Who we are': https://www.bewiser.co.uk/privacy )   Atlanta 1 Insurance Services Limited Autonet Insurance Nile Street Burslem Stoke-On-Trent ST6 2BA   Company Number: 03642372   Incorporated: 1st October 1998   Company Type: Private Limited Company   Directors: Craig David Ball (Appointed 22nd March 2005) & Ian James Donaldson (Appointed 20th December 2004)   Companies House Link: https://find-and-update.company-information.service.gov.uk/company/03642372   FCA Register: https://register.fca.org.uk/s/firm?id=001b000000MfWfKAAV (according to above link they have 36 different Trading Names)   As stated send them a Subject Access Request (SAR) asking for 'ALL DATA' that little phrase covers whatever format they hold that Data in and they have 30 Calender Day to respond and the Time Limit only starts once they have acknowledged reciept of your SAR and are not asking for further identification which can then extend the time limit.   In the Privacy Policy Link: https://www.bewiser.co.uk/privacy  (see 9. What are your Right for who to send your SAR to (in fact see below))   Data Protection Officer Atlanta 1 Insurance Services Limited Autonet Insurance Nile Street Burslem Stoke-On-Trent ST6 2BA   There Terms & Condition on ther website isn't really clear on Cancellation in the circumstances you describe but it does mention elsewhere about if you have a telematics insurance policy to refer to suplementary information which isn't on there website.   Do you have a copy of your actual Polict that they sent you that you could post up in PDF Format and make sure it is redacted please as the T&Cs on there website may be different to your actual Policy due to them being a Broker.  
    • opps you emailed them asking to cancel you should have simply let one more payment go out then cancel the DD. they've had their money and £100's more than they ever should have gotten. cancel the DD ignore everyone.    
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
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Plse Advise - Will I Be Eligible For Jsa If My Ib Is Stopped?


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I worked for the same firm for 28 years but it closed. After that I started to work on an "as and when" basis for people I knew) but because I wanted to keep my NI contributions up to date when the firm closed down I had to register as self employed. I worked an odd few weeks here and there. Over the last 17 months I've lost some sight in one eye (my retina is damaged) due to an angiogram and also had open heart surgery, my sister died before my surgery and my mother in law died shortly afterwards - both from cancer, so I didn't even consider work for a few months, nor did I claim any benefit during the time I was physically unable to work. I've stopped driving because I daren't now because of the loss of vision. After the pain of the surgery had subsided I started to feel anxious and panicky and it worsened. The upshot is that my GP has diagnosed anxiety and depression. I am now claiming incapacity benefit. I saw a counsellor two weeks ago and unburdened a lot of things which were going in my head and have to say that I felt a bit brighter after the session but I don't feel I'm quite ready, at the moment, to go out and put myself forward for another job. I had a medical assessment two weeks ago but I was wondering, after reading about so many people being given negative reports, if the report on me is negative and they stop my IB can I go and claim JSA? I sell my unwanted items on ebay as a hobby but if I was to be awarded JSA would anything I get from my sales be taken into account. I don't make much, most things sell for under £5 and it's not on a big scale - just two or three items over a fortnight. Any advice would be much appreciated. Are you allowed to earn anything if you're claiming IB or JSA. Any advice at all would be greatly appreciated.

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JSA is income tested-all income has to be declared. First £5 a week is ignored. Earning anything over £5 would result in a reduction in JSA on a pound for pound basis.

 

IB is not income tested. You can work and earn when in receipt of IB although some jobs can lead to questions, for example if a claimant with a bad back starts to work as rugby coach.

 

Check out helpful links at http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/125283-useful-links.html#post1309826

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Actually there is contribution based JSA as well, for people who qualify, as well as a means tested version for those who don't.

 

Also whilst you can do some permitted work while on IB there are stringent limitations. It's not income tested, but that doesn't mean you can work while on it. The only thing completely ignored is volunteer work.

Post by me are intended as a discussion of the issues involved, as these are of general interest to me and others on the forum. Although it is hoped such discussion will be of use to readers, before exposing yourself to risk of loss you should not rely on any principles discussed without confirming the situation with a qualified person.

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