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Hi Guys, Im in the process of getting back at HSBC for the horrendous charges they have levied against me over the past six years, I wrote the letter requesting all my statements and had them sent through, I have just been through evrything and as far as I can tell I have been charged over three and a half grand.

 

I was wondering if someone maybe able to look at my figures and ascertain wether or not I can claim for these?

 

All transactions labelled 'DR' have been included, except where you pay for the use of a cash machine. Most of these are charges levied at the end of the month.

 

I have also put down the interested charged to me as well, which generally speaking comes out of my account before the charges!!!

 

I am no financial whizz, but would be eternally grateful if anyone can help me out.

 

I have all the figures in a word doc, (its not alot i woud just like someone to confirm that I am taking the right course of action)

 

Many Thanks

 

Dan

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ok the ones you can claim for is total charges returned direct debits, cheques, standing orders not many have addedthe interest as you cant claim all of it only a portion which isnt much

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MBNA £871.16 WON WITH CI AT 24.49%

WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol

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mbna ppi

NatWest cc at mcol (ppi next)

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All transactions labelled 'DR' have been included, except where you pay for the use of a cash machine. Most of these are charges levied at the end of the month.

 

I have also put down the interested charged to me as well, which generally speaking comes out of my account before the charges!!!

 

 

 

Dan

 

carefull!!!!

 

don't add your usual od interest, just that which pertains to the charges themselves, vamp's spreadsheet will do this for you (in the library).

 

It would be good to take a look at mav's thread at the top of the hsbc forum to check you have got your charges right.

 

all the best with your claim!

 

Crusher:D

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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Hi Guys Right then I have done the following.

 

1 had copies of all my statements sent through, worked out what is owed and now I need to know the next stages and where the letter templates are can anyone help....

 

Dan

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take a look in the library, they are all there.

 

also, take a lot of time to read the faq (link above) and this forum as much as you can!

 

keep us posted!

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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Sorry about this crusher, but im just filling in the second letter where the 'XXX' is in the following paragraph what do I fill in there?

 

I calculate that you have taken £2805 plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX .

I enclose a schedule of the charges which I am claiming with this letter

 

not sure what the interest is and from from I have read people dont seem to think its worth claiming.....

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Well, it is given in the spreadsheet, so not really any bother to add on is it?:D

If someone came up to you and said "do you want twenty quid?" what would you say?:eek:

Add it on if you can.

The amount is actually the overdraft interest charged on the charges alone, so for example if you had £1000 total charges out of a £4000 overdraft at the beginning of any given year you could claim 1/5 of the interest (it isn't quite as simple as that because it is calculated on a day to day basis, but you get the idea)

:D

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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