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RED Debt collection services***Result***


Pilot747
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Hello and Welcome, Pilot747.

 

Plenty Red 'fans' in here ;)

 

I'll move this thread to the appropriate Forum.

Keep it updated and people will help you out.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Welcome to the site.They are indeed a familiar theme for discussion on Cag.

I will move your thread into the debt forums.

Maybe you can add more about what you want to know and your own issues with them ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ok i have recieved a letter stating that i owe cap1 on a card from an address that i have never lived at, it addressed to me but the second christian name is not used and i always use both my names or initials and surname for any applications that i fill in also i do not belive in credit cards i have friends whom have had grief with them !!!! I use a top up pay as you go debit card with this i am in control and more secure.So how these people have sent this letter i do not know :confused: Edd.

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Send the muppets this;

 

Dear Sir/Madam

 

Account no:

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

 

I/we look forward to your reply.

 

**Edit to suit**

 

Remember, don’t sign the letter.

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Dont worry about the Leeds Losers ever producing a valid Consumer Credit Agreement for a CAPONE account. There is more chance of the Labour Party winning the next election

 

It wouldn't matter if they did in this case considering it's not even the OP's debt:rolleyes:

 

Mind you.....wouldn't it be bloody funny.....the one time they can produce a valid CCA....and it doesn't relate to the person they're hounding:D

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Wow thanks to you all for the advise i will send them that letter,i have been told to use an digital signature using fonts from word i have one that i use already so no prob' there once again thanks to all and i will keep you all posted. Best Regards to all. Edd Pilot747 :)

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Good stuff, Edd.

 

Post back when they reply, we all need a good laugh :)

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 1 month later...

Hi to all that gave me advise. I am sorry to tell you that RED returned my quid and a letter in less than a fortnight with a letter saying that they are taking no further action :grin: And i also had a follow up letter from the leeds loosers confirming tht same. So thanks again to all out there who helped Edd.

Lowell Forum copy.pdf

RED Forum copy.pdf

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Good stuff Pilot :D

 

Another happy user :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Yes thanks Scott. I will certianly advise any one to come to this site for help. I will make a donation to the site but i will not use a credit card :rolleyes: i have to load up my pay as you go card as soon as payday comes :D so thanks again Edd

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