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    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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RED Debt collection services***Result***


Pilot747
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because no one has posted on it for the last 5475 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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Hello and Welcome, Pilot747.

 

Plenty Red 'fans' in here ;)

 

I'll move this thread to the appropriate Forum.

Keep it updated and people will help you out.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Welcome to the site.They are indeed a familiar theme for discussion on Cag.

I will move your thread into the debt forums.

Maybe you can add more about what you want to know and your own issues with them ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ok i have recieved a letter stating that i owe cap1 on a card from an address that i have never lived at, it addressed to me but the second christian name is not used and i always use both my names or initials and surname for any applications that i fill in also i do not belive in credit cards i have friends whom have had grief with them !!!! I use a top up pay as you go debit card with this i am in control and more secure.So how these people have sent this letter i do not know :confused: Edd.

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Send the muppets this;

 

Dear Sir/Madam

 

Account no:

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

 

I/we look forward to your reply.

 

**Edit to suit**

 

Remember, don’t sign the letter.

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Dont worry about the Leeds Losers ever producing a valid Consumer Credit Agreement for a CAPONE account. There is more chance of the Labour Party winning the next election

 

It wouldn't matter if they did in this case considering it's not even the OP's debt:rolleyes:

 

Mind you.....wouldn't it be bloody funny.....the one time they can produce a valid CCA....and it doesn't relate to the person they're hounding:D

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Wow thanks to you all for the advise i will send them that letter,i have been told to use an digital signature using fonts from word i have one that i use already so no prob' there once again thanks to all and i will keep you all posted. Best Regards to all. Edd Pilot747 :)

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Good stuff, Edd.

 

Post back when they reply, we all need a good laugh :)

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 1 month later...

Hi to all that gave me advise. I am sorry to tell you that RED returned my quid and a letter in less than a fortnight with a letter saying that they are taking no further action :grin: And i also had a follow up letter from the leeds loosers confirming tht same. So thanks again to all out there who helped Edd.

Lowell Forum copy.pdf

RED Forum copy.pdf

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Good stuff Pilot :D

 

Another happy user :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Yes thanks Scott. I will certianly advise any one to come to this site for help. I will make a donation to the site but i will not use a credit card :rolleyes: i have to load up my pay as you go card as soon as payday comes :D so thanks again Edd

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