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moobelle

Lost Egg card debt - what to do?

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Hi

 

I am now using Payplan which is working extremely well at keeping my payments to a level I can just about afford (though eating is a luxury I may soon have to give up!) Most of my creditors have frozen interest etc and are just defaulting me which is fine as I will never want creit again.

 

However Egg have not responded to anything and now I can't access my account online as its disppeared - which means the small payments they are getting each month are also not visible to me.

 

My question is - has this debt disappeared? How do I find it (not that I want to)? has anyone else had this with Egg and lastly should I be worrying about it?

 

Many thanks

 

Moobelle

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Have you reclaimed any excessive penalty charges + 8% compounded interest ? They may have stopped you access to your account as it is 'closed' in their eyes....Have you tried sending a SAR ?


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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