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tumble v natwest lifting of stay

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Can you advise me on template to lift stay on business account in light of new announcement and point me in right direction for upto date version of business poc as need to amend.

 

Thanks

 

Tumble

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Hi Tumble.

I have asked the team if we have this available yet.I think its simply a case of using an existing stay removal draft and simply adding in the information relating to the Judges decision, that pre 2001 charges in the case of NatWest WERE penalties.

I think also it should be supported with the wording of the Judgement attatched to the N244.

 

As regards the POCs of claim,I see there was one done in late 2007 that took into account the newer terms and conditions that NW introduced.

 

here is the link to that;

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/118013-new-poc-NatWest-business.html

 

I think your account relates to 1999 ?

I will see if I can find the terms and conditions for that.

 

 

Also-it may well be worth contacting Cobbetts to see if they are prepared to consider settlement in light of this ruling to save further costs.

Though naturally,it should not be seen as a bargaining point -which Cobbetts may try to take advantage of....I would put something in writing to say you reserve the right to make it available to the Court later that you further engaged in dialogue to try and reach settlement,to save costs and further Court time.

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Martin tried that link above , saying invalid thread contact an administrater ?

 

Tum

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ah ok.I think I might know why.

I just realised also about the POCS-which I am aware of in your case.

It may be a sensible idea to address that first.

I will have a word with other team members and get an opinion.

I have a couple of ideas for a plan of action here.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi did the guys get back ? Really need that updated poc

 

Thanks

 

Tumble

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Soz I have been doing some of my own stuff for most of the day-I will have a look now.I am online for the night (nothing changed much there ) :rolleyes:


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Arr thats allowed :) I have pm d bankfodder just to give you a break !! His box full though.

Been trying to find a thread on any credit cards or loans that have been paid off then later reclaimed due to cca flaw or no agreemant not had much luck tho :(

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I have sent you sms !!

 

Can you confirm the dates to and from that you want to claim with NW ?


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks just got them. claiming 2000 to may 2006 original sar sent in november 06 and original lba sent on 22 jan 07.

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Ok good.I have had words with Marc (Bankfodder)

I will draw up something for you tonight or in the morning.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Tumble is still looking for help with Natwest who have refused to help with packaged account refund, stating limitations act.

 

Can anyone assist ?


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The OP tumble will have to post here and update his last posting of 8 years ago.

 

Regards

 

Andy


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Hi All ,

I posted on site re other issues but now I'm back at loggerheads with Natwest.

 

 

I claimed some fees back for a couple of friends with ease .

 

 

My account goes back to 1986 ,

fees kicked in 2000.

 

 

I've had my case looked into twice.

 

 

My first complaint was sent March 2016 after spotting it on TV about mis-selling.

 

They stated that due to leaflets being sent out in 2009 and 2010 that I should have been aware.

 

 

Obviously I have no recollection of this literature and I 100% was told during the bank charges reclaim when querying these fees that there where no other non fee paying accounts available to me .

I even have the bank managers name documented.

 

 

I have sent Natwest a SAR and a LBA .

 

 

I have been advised that the ombudsman is not withholding complaints where limitation has been applied and Natwest are allegedly totally relying on this by using limitation.

I am preparing a POC .

 

 

Back during the BC reclaim I won at a hearing to have a case heard to challenge the LA act using sec 32 c

- the judge was keen to hear the skeletan argument .

Natwest paid before the hearing on my charges beyond 6 years.

 

I am preparing my case and would like some assistance preparing a POC which is relevant ,

I have no legal background , just tenacity and the ability to read.

 

 

This site was invaluable in the past with spreadsheets , templates and some clever people.

Just could do with assistance following procedures to refresh and help with a POC .

 

Do I mention LA in the POC or let them at defence stage ? any assistance or thoughts .

 

 

Through my reading I understand that should this LA be challenged that bank charge reclaim would re-open if it was incurred by another bank charge or mis sold bank product

- we know how things can snowball and impact on other outgoings .

 

Thankyou for reading and hopefully some positive feedback ��

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" Do I mention LA in the POC or let them at defence stage ? "

 

I dont understand the above tumble whats a "LA " ?

 

I have noticed from your viewing activity that you have not even looked for other similar threads on the forum....we will advise/assist but you have to make a start and put some research in yourself.

 

Regards

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Limitations act. Natwest are refusing to deal stating that the claim is subject to LA.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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like capital one quote statute of limitations act - hard luck is their answer


:mad2::-x:jaw::sad:

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Andyorch I have searched the site , I don't know how you monitor what I've searched but it would appear to be flawed. Is it a case of do more homework before I post ? Direction to the relevent posts would be more helpful .

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Should I start a new thread - maybe called Packaged Bank account reclaim LA . There's another thread of mine which is probably more appropriate to put my posts under Unclebulgaria. I'll try and find the link to the thread on here .

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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