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Halifax PPI on loan


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Hi guys

I took out a loan back in the 1990s which Im sure had PPI. during the period of the loan I struggled to repay at times due to illness but was at no point advised that while I could not work I could use the PPI to cover the repayments. Do I have a case to claim back the PPI? I dont recall any advise been given at the time of taking the loan out reguarding the PPI.

 

I have also noticed on other threads reguarding PPI some have mentioned miss selling & self employed? is there a problem with PPI & self employed people as I was self employed at the time I had the loan.

 

Many thanks in advance

Ian

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Hello Ian,

 

Hi guys

I took out a loan back in the 1990s which Im sure had PPI. during the period of the loan I struggled to repay at times due to illness but was at no point advised that while I could not work I could use the PPI to cover the repayments. Do I have a case to claim back the PPI? I dont recall any advise been given at the time of taking the loan out reguarding the PPI.

 

I have also noticed on other threads reguarding PPI some have mentioned miss selling & self employed? is there a problem with PPI & self employed people as I was self employed at the time I had the loan.

 

Many thanks in advance

Ian

 

 

please have a good look through the stickies at the top of the forum, you may get some answers in there. Also check out this .................

 

For claims before 2005 and the FSA ruling from which campaign

How to tell if you’ve been mis-sold PPI

Quick check: were you mis-sold? - How to tell if you’ve been mis-sold PPI

[/url]

The above comes from this link.................. links

 

Have a good read and a lot of your questions should be answered anything else just post on your thread. It is best to research before posting as it saves a lot of time:cool:

 

aa;)

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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