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alalitra v Lowell **WON**


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Hi everyone! I have sent Lowell Financial a CCA letter last Dec. 13,2008 and they replied to me on Dec. 17 saying that they are requesting a copy of the agreement from the original lender and that they are advising me that it may take longer than the prescribed period. Two more letters arrived few days later saying that their client Compucredit, which is not the original creditor, it's the Monument credit card, is still trying to retrieve a copy of the original credit agreement. Once this has been sent to me, I am required to pay the whole outstanding balance, but has offered me a final settlement of £ 191.60 to bring this matter to a close.

I have not responded anymore to these letters and just waiting for them to send me a copy of the original agreement, if they can, and I am hoping that I did the right thing. I would like to thank everyone on this site, those who have responded to my thread and at least now, I am relieved from unnecessary threats and things. :)

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Hello again everyone...this is just a follow up regarding the letters i received from Lowell Financial. I got a final letter from them yesterday stating that after liasing with Compucredit in an effort to obtain the original credit agreement, they have been advised that it is no longer available due to the length of time since the account was opened with me. Therefore, they are closing their file and will not make any further contact concerning payment. :) I hope everyone who had experience the same problem will soon find their way out of this...Thanks for the help and advice of everyone on this site...;)

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...Therefore, they are closing their file and will not make any further contact...

Keep that letter very safe - just in case they play silly beggers and 'accidentally' drop your case file into the mail bag heading to their buddies in Kilmarnock... It's not unknown for the Leeds Losers to pass a case on, illegally, and then claim it was a mistake.

 

And well done on sorting it out, of course!

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Great to hear-will ammend thread title to suit !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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just in case they play silly beggers and 'accidentally' drop your case file into the mail bag heading to their buddies in Kilmarnock...

 

Along with some doughnuts I hope....

 

David

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