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Egg - County Court Summons - could anyone help please?


Sunshine54
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Morning Caro

 

thanks so much for your comments.

 

I will take your advice re the content of any agreement that I may make.

 

The decision is to accept or reject and I'll think very carefully about that one

good night/morning

S

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remember

 

the Sun is always shining, it's just that you can't see it sometimes

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  • 3 weeks later...
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How's it going Sunshine?:)

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I think JC says it all. Are they offering all of this back?

 

There must be very good reason for them making you generous offers and then increasing them. Could it be that you have a case against them, and they don't against you so don't want to go to court.:wink:

Forgive me, but I haven't read your thread in full due to the fact I was about to log off, but if you've got them on the run like this, then make sure that you get the full amount of your counterclaim, including interest, removal of adverse credit date, written confirmation they won't try and claim again or pass it to a DCA for collection.

 

morning Caro (haven't worked out how to quote sections of a post yet so resorted to Cut and Paste)

 

I gave the offer serious consideration and decided to reject it as they weren't including any of the above (no interest, undertaking not to pursue, clearance of adverse info re this account on my credit file)

 

£6k is a lot of money and would have been great but, without the additional undertakings, this could just be raised all over again in the future.

 

I had the application to strike out the claim ready in December and was actually on my way to post special delivery when I received the offer. I am going to reword the application today and then off to the Post Office tomorrow.

 

I'm sure that I'll be back here for advice within the week :)

 

Edited by Sunshine54
grammar

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remember

 

the Sun is always shining, it's just that you can't see it sometimes

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And a belated but hearfelt

 

Happy New Year and Thanks Very Much for the advice and support

 

Sunshine

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remember

 

the Sun is always shining, it's just that you can't see it sometimes

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It's January 2010 and this court case started in January 2009. I do clearly remember the panic that I felt when I opened the letter from Northampton. I had absolutely no idea that this could still be ongoing 12 months later OR that I would be rejecting offers to withdraw the claim.

 

Don't get me wrong, I would love this to be over and assigned to my history but it seems that the battle is needed to ensure that this is properly and comprehensively resolved. :mad:

 

(fighting talk from someone who was quivering and scared a year ago - not bad is it?)

 

best regards

S

=================================================================

remember

 

the Sun is always shining, it's just that you can't see it sometimes

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It's brilliant sunshine (no pun intended), and I believe you've done the right thing.

 

BTW, there's a quote button at the bottom right of each post.;)

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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ah I see it now!

 

thanks Caro, it's good to know that there is moral support as it can feel like quite a lonely place when trying to decide on which way to go.

 

I believe that I have made the right decision and will put all of my efforts into the next stage.

 

I'll keep you posted (and quoted now that I know how to do it lol)

regards

S

=================================================================

remember

 

the Sun is always shining, it's just that you can't see it sometimes

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And a belated but hearfelt

 

Happy New Year and Thanks Very Much for the advice and support

 

Sunshine

 

And a Happy New Year to you too Sunshine :)

 

M

________________________________________________________________

ALL unsolicited PMs and E-mails should be posted up - Not all on CAG are who they appear to be

 

 

My views are my own. If in doubt, seek professional advice. If I can help though, I will. CAG helped me!!

 

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  • 1 month later...

hi everyone

 

just to say that this is now closed and I'm afraid that I can't say anymore than that.

 

:D:D:D

 

a HUGE thankyou to everyone who gave moral support and excellent advice over the months.

I'm extremely grateful.

best regards

S

=================================================================

remember

 

the Sun is always shining, it's just that you can't see it sometimes

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Well done Sunshine :D

If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

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Well done Sunshine. Happy days.

 

M

________________________________________________________________

ALL unsolicited PMs and E-mails should be posted up - Not all on CAG are who they appear to be

 

 

My views are my own. If in doubt, seek professional advice. If I can help though, I will. CAG helped me!!

 

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Disappointing that you can't tell us what happened to help others going though the same, although I think most of it's here.

 

If you're feeling flush I'm sure a donation would be appreciated.;)

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Sunshine

 

I assume you were dealing with Drydens.

 

Why do you think they rolled over ? Was it the PPI ?

 

If you can't give us any info I understand , but any general info would be useful to others.

 

Cheers Ron :)

Debts settled £135K

discount so far £68K :)

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If you read the full thread I think it will answer a lot of your questions Ron.;)

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks Caro

 

I have re read the whole thread , What a mess Drydens made of this.:lol:

 

Sunshine you have done very well and I take my hat off to you for being strong enough to fight them.

 

Good luck with the next one .

 

I am up against Experto now and dodgy DN's from [email protected]

 

I should be sorted out by 2015!

Debts settled £135K

discount so far £68K :)

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