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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
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    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Money4Nothing V Barclays **WON**


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Hi All,

 

Summary of action M4N vs Barclays

 

7th June - Sent Data Protection Act Subject Access Request

20th June - Received copies of statements, no mention of manual intervention - £10 cheque returned

27th June - Sent first request for payment - sum £1375

5th July - Received standard 'Sorry you are not happy - will get back to you before 27th July' letter

19th July - Received standard 'goodwill' letter from Senior Case Manager, Laurence White - offering £670

24th July - Wrote a letter declining their offer of £670 as settlement, and gave 14 days before action.

8th August - Filed claim with MCOL - total including charges and interest comes to £1809.

11th August - Notice of Issue from Northampton Court, deemed to be served on 14th August.

14th August - Barclays Acknowledged my claim.

12th September 7:30am - Barclays failed to enter a defence in the 28 days since being served, I requested a judgement by default.

12th September 12:30pm - Barclays managed to get a defence to MCOL before a default judgement (the swines!)

13th September - MCOL says that Judgement has been rejected. Received Notice of Transfer to local court (Teesside County Court), and Barclays 'standard' Defence along with AQ to return on or before 1st October.

25th September - Filled in Allocation Questionaire, and posted to local court, along with cheque for £100

27th September - Checked with court that they had received my AQ...should hear from them in the next week or so with a hearing date.

7th October - Received General Form of Judgement or Order from the courts, they want me to send schedule of charges and explanation of why I think they are disproportionate by 4pm 25th October.

16th October - After a week in bed with manflu I came back to work - and sorted out the required schedule (which I brought up to date with interest and costs) along with particulars of claim from the templates library. To be posted by recorded delivery on 17th October.

2nd November - Called Middlesbrough County Court, case handler advised me that Judge has allocated 2 hours to the case, and it will be small claims. Don't have a date yet - but should hear something very soon.

10th November - Received Notice of Allocation to the Small Claims Track, allocated 2 hours. Have directions to get my documents together. No court date yet :/

11th November - Received another letter from the courts setting a date of 15th February 2007. Its ages away, but I'm getting my bundle done this week...

15th November - Handed in Banks bundle to local branch - they should get it in London on Fri 17th Nov

16th November - Received another letter from the courts, moving my case forward to 8th December at 10:30am, due to my Mum being poorly. Courts bundle being handed in today by a friend.

20th November - Called Barclays Litigation dept. A nice chap called Alex, confirmed receipt of my court bundle. Sounds like I'll be hearing from them soon. Also called Courts, they just called me back and advised that they have found my court bundle and its now in my file, so it's all good.

22nd November - Called Alex again, advised him that only 3 weeks left, and some people with later court dates are being settled before me. He told me that he's going to look at my case and contact me tomorrow on my mobile. Again, he told me that they were going to settle...just a short wait now.

23rd November - Alex called and left a message on my mobile confirming that they are settling, full amount - should receive it in the post in the morning.

24th November - Received settlement letter this morning - full amount including costs and interest upto October 16th, total £1930.80. Spoke to Alex, thanked him for letter and agreed about scratching the confidentiality.

 

There we have it!

 

M4N

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  • 2 weeks later...

Well today is MCOL day!

I'm going to pop home and see if there is any post before I go ahead and do it this afternoon...but I'm assuming if there is any post it will just be the standard 'sorry you're still not happy - see you in court'...

At least I can now stick the £500+ interest onto my claim amount! =)

 

m4n

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Done my MCOL claim today before I left work...suprised at how much the interest and court fees bump up the amount oweing...

Went from £1375 to £1809...well they could have saved themselves a few quid if they'd paid up earlier...!!

Might send a letter to Mr White tomorrow telling him that I've started my claim, and enclose my email address for future correspondence.

I'll keep my thread updated as and when things happen...

 

m4n

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Made a mistake on the claim - I'd typed my account number in incorrectly...

I sent them an email as soon as I discovered the mistake last thing last night - and received an email this morning saying that they can't alter a claim that hasn't been issued - and that I have to withdraw and re-submit the claim.

Bummer - I only had enough in the bank to make this claim yesterday, and now I have to wait until I get the cheque back from MCOL - and then wait for it to clear...

That'll teach me to rush through the MCOL process I guess...the bank are gonna get a few days grace.

I PM'd a mod my claim details - can they be removed until I make my claim again (probably next week)...

Ta

 

m4n :(

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Borrowed £40 off my girlfriend and paid into the bank at lunchtime, so I had enough in the bank to make my claim...

This time I wasn't rushing it - and I think it's all good.

Will PM mod again with new details, and they can update or replace the old claim details.

 

Claim Date: 8/8/06

Amount Claimed: £1809.93 inc costs and interest.

 

m4n

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I did the same Money, for some reason i put the defendant's address as my own??? I must have been having a blonde day :D

So i had to withdraw my claim and start again

 

I received the cheque refund from MCOL about a week later, best of luck :)

On me way to court woooohoooooooo :D :D :D

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Hi VB, I read your thread with interest, and recalled the blonde thing when I made my mistake...

I wonder why they don't have it set up so that you can review all the details before you submit the claim...

I didn't realise until I had a look at the pdf file a couple of hours later.

Still don't know why you can't alter a claim if it hasn't been submitted :/

Still nevermind - all sorted now, and claim is in place... :)

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Received Acknowledgement of Service on 14th August...

James MacDonald (Pupil Barrister) will be defending, and it has Keith Jeremiah's email address...

I thought they were leaving the acknowledgements to the last possible minute?

28 days to enter their defence then...tick tock.

 

m4n

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Thanks Squishy...

Anyone know if KJ is answering his emails again?

Is there any point in sending him an email - as a gesture that I've tried to settle this before court...or am I wasting my time with Barclays until I get a court date?

Thanks

 

m4n

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I read on another thread that someone felt KJ saw emails as a sign of weakness and advised that you should stick to written correspondance. But I know some who have settled as a result of an email. Don't forget you've tried to settle before court by following the procedure. I was like you, unsure, but decided that they won't do anything until court date is set.

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  • 3 weeks later...

Well todays the last day that Barclays have to enter a defence...

Are Barclays still entering their default defence?

I read Nightstar's thread with interest - has anyone else had them not enter a defence, and win by default...or was it just because KJ was on holiday?

I'll let you know tomorrow how it goes.

 

m4n

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I sent this email to MCOL helpdesk this morning:

Hi there...

Could you please check my claim above - and tell me when the defendant has to enter a defence...

By my calculations the defendant has 28 days from when the notice was served, so 28 days from 14th August.

Which I've worked out to be today 11th September...could you please clarify for me?

Regards

 

 

Me

 

Just got this reply:

 

Dear M4N

The defendant has until 4pm today to respond to the claim.

 

If no response is received, you can request for Judgment on the 12th September 2006.

 

Regards

Shalama Khanom

Money Claim Online

Northampton

 

Just checked mcol site again (I've been checking all day!)

And still nothing, so I assume that I can enter a request for Judgement tomorrow! \o/

That is a good thing isn't it?

 

m4n

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Hi Money4nothing

 

Just to warn you, I was in the exact same position with Barclays/Woolwich but although Barclays had entered a defence in the afternoon of the last day, it did not show on MCOL until the following morning. Not saying that will happen in your case, but it certainly happened in mine and even though I filed for Judgment and the request was accepted by MCOL it was later rejected.

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Thanks for the reply AustenPowers =)

I'll just hold my breath till the morning then...and confirm whether or not they have entered a defence at the last minute.

I'm hoping not - as it's obviously a much quicker result.

Does anyone know if the banks 'forget' to enter a defence very often, and if so do the courts let them have another chance etc?

Thanks again AP

 

m4n

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Hi M4N,

Have you tried to press for a judgement now? It's definatly worth a try, if not do it before 9am tommorow morning, as it will go before the Judge tommorow.:D

Good Luck

 

Yeah, I've tried a couple of times - just before I logged in as well to see if anything had changed...

As per the email from mcol - they said I can go for a judgement on the 12th, so I'll just stay up late, and do it early in the morning: well before I go to bed tonight if I don't get too pi$$3d =) lol

Thanks a lot for your reply Nightstar, and congrats again on your case.

 

m4n

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Morning...

MCOL allowed me to enter a default judgement...

 

Your request for Judgment by Default has been accepted.

You can go directly to the Claim Menu to view information for all of your online claims by clicking the Claim Menu button.

Once you submit your request for the issue of a claim/ judgment/ warrant to Her Majesty's Courts Service, the cost of processing the request will be incurred. If you should, for any reason, wish to withdraw your request then you must call the Customer Help Desk. All claims received are processed at 10am on the next working day. You must advise us of your wish to withdraw the request before 9am. The court will seek to stop the issue of the claim/judgment/ warrant but can not guarantee this as the system may have already processed your request.

Any refund of fees is entirely at the discretion of the Court Manager however all submitted requests are subject to checking and verification after submission and prior to processing and printing. It is therefore unlikely any monies can be refunded.

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