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Hi All I need help fast

 

I have hp Agreement with Black horse, i was led to beleave that hlf way through the term i could vt the car,

 

its now at that time will Dec was, Black horse are stating i can't vt the car,

 

i have Borrowed 25640, with a balloon on 8400 at the end, with interest t was a total of 33450,

 

there saying that i can't vt the car as i have an un-regualted agreement, is this true and where do i stand, as they say i have to sattle the full amount of 19k or give the car back they take to action and i pay the differnace,

 

Can any one Help, sorry about the spelling

 

Regards

 

Nick

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I believe that as the finance was over £25,000 then it is 'unregulated'.

 

Your best bet is to ask for a settlement figure and compare that with how much you can get for selling the car.

 

I think I remember that the unregulation amount has been increased now so shouldn't happen to new lenders.

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