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Newbie: Help on Picture Financial PPI


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Hi there

My case in regards of Twopart ltd who went into default in September, we have been told they are on to it by the FSCS.

However, we are ref number 00001 and both Deloittes and FSCS have confirmed they are dealing with it a priority case due to our personal circumstances, at least one of those reasons for serious mortgage arrears due to hubby's job loss and I care full time for my autistic son.

Anyway on the 15/16 October Deloittes confirmed that our case was passed back to the FSCS for them to review it, as they completed it on their end, it was then confirmed by the 19th October by email by the FSCS that they have received our case details and that they were making a decision and reviewing our case.

We decided on Tuesday just gone to ask them for an update, so hubby rang the FSCS and they told him they were still waiting for the details to come back from the FSCS, so hubby confirmed that we are aware they had already sent these on the 15 or 16th of October and also received an email from the FSCS on the 19th to confirm this.

Anyway the guy from the FSCS said he was going to check it through and get back to us.

Within minutes he did ring back and then confirmed that they are trying to get on with as many cases as possible and a decision will be made, and a letter will come out of the decision.

Makes you wonder if they do actually check when you do ring them by being told different things, and yet someone else was told the same thing as us, and the very next day they received their cheque.

Well done to all the winners and good luck to those still waiting, hope it won't be too long.:);-)

Di

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In regards of my above post, we checked for an update today and now it seems that Deloittes still have our case with them, we told the FSCS that Deloittes confirmed by email a fortnight ago that they sent our case back to the FSCS, where the FSCS also confirmed a week last Monday that they were reviewing it and a decision will be sent out soon.

 

A rather confusing matter and was so annoyed, however we have not left it there.

 

Good luck to everyone still waiting.

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you should do a search on the issue of target through google :)

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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my husband and myself had to get a remortgage to pay picture off approx £23,000 after paying them £23.000 about a year earlier ppi made up of nearly£10,000 just waqiting to hear off Deloitte ,claim has been in for nearly six months now,they are waiting to hear from our mortgage provider to see how much interest we have paid them after paying picture off again!!!!

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  • 2 months later...

Just had letter this morning we have won our claim against Picture PPI. we have been awarded just short of £15,000. This is a massive boost to us as taking the decsion we did to go with Picture was the biggest mistake of our lifes!!! its nearly cost us our house and our marriage. although still stuck with loan its fantastic news to get the PPI back. So for all those out there keep at it dont give up!!!!!!:D;)

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  • 3 months later...

Hi linnie,

 

When youe sent all your forms back to Deloitte did you send them copies oof the load agreemant and ppi agreemant from picture?

 

Cheers,

Daz182

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Hi linnie,

 

When youe sent all your forms back to Deloitte did you send them copies oof the load agreemant and ppi agreemant from picture?

 

Cheers,

Daz182

 

 

Hi Daz182

 

Whatever you have will help, with mine (different company that went into default) where it was dealt with by the FSCS is send copies of all I had to avoid any come backs later on, post by recorded delivery as well.

 

Good luck with your claim.

 

Di

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Hi Daz182

 

Whatever you have will help, with mine (different company that went into default) where it was dealt with by the FSCS is send copies of all I had to avoid any come backs later on, post by recorded delivery as well.

 

Good luck with your claim.

 

Di

 

 

Thanks Di,

 

Im posting the claim forms back today, hopefully wont be too long till i hear back from them(a big fat cheque with a bit of luck)

 

Cheers,

Daz

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Thanks Di,

 

Im posting the claim forms back today, hopefully wont be too long till i hear back from them(a big fat cheque with a bit of luck)

 

Cheers,

Daz

 

 

Your very welcome Daz, I'm sure all will go through okay for you now, and hopefully you will get that big fat cheque very soon, fingers crossed.;)

 

Di

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Hi All,

I have finally got the application for compensation forms from the FSCS but it asks for the Name of Insurer and the Policy number. I have searched all the documentation Picture have ever sent and it seems they never declare these details.

Has anyone else had this problem?

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Hi All,

I have finally got the application for compensation forms from the FSCS but it asks for the Name of Insurer and the Policy number. I have searched all the documentation Picture have ever sent and it seems they never declare these details.

Has anyone else had this problem?

 

 

Hi pagibbo,

 

I have also just sent these forms away, i just put picture as the insurer, and the policy number the same as the loan policy number. i recieved a call from delloitte the other day and they never mentioned anything about this so i take it its all ok.

 

Cheers,

Daz182

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The insurance company is mentioned inside the general information booklet about insurance. The Policy number is the same as the loan account.

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Thanks DAZ182.

Can I ask what additional paperwork you sent them i.e. loan agreement ?

 

Paul

 

I just sent them the loan agreement and the doument with the PPI info in it.

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