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Overdrafts!!


jd0s1
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It's Halifax.

 

My girlfriend had an agreed overdraft that they suddenly cancelled with no warning.

 

Loking at theri T&C's i found this....

 

2. Overdrafts

 

2.1 Your overdraft is subject to this agreement and offered at our discretion.

2.2 Overdrafts are subject to credit checks and underwriting and are offered at our discretion.

2.3 The facility is up to a maximum of the approved limit on your current account.

2.4 We may vary your limit by giving you 10 days notice or such other notice as is legally required. If you request the variation we may notify you that it is to take effect immediately.

2.5 Overdrafts are repayable on demand which means you must immediately repay all or any part of your overdraft when we demand it.

 

So it seems they can..... But I may be wrong.

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