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    • Thanks BankFodder for your latest, I'm in complete agreement on the subject of mediation and will be choosing to decline mediation, the longer timeline is not an issue for me, I will happily let the going to court run it's course. I really appreciate the support from the Consumer Action Group. I'll post the email text I'm sending to Evri's small claims in answer to their recent defence response. Regards, J
    • Sec127 (3) repealed, now gone. S. 127(3)-(5) repealed (6.4.2007) by Consumer Credit Act 2006 (c. 14), ss. {15}, 70, 71(2), {Sch. 4} (with Sch. 3 para. 11); S.I. 2007/123, art. 3(2), Sch. 2
    • We used to recommend that people accept mediation but our advice has changed. The mediation process is unclear. Before you can embark on it you have to agree that you are prepared to enter a compromise – and that means that you agree that you are prepared to give up some of your rights even though you are completely in the right and you are entitled to hundred percent of your money and even though EVRi are simply trying to obstruct you in order to discourage you and also to put others who might want to follow your example off from claiming and even though they have a legitimate basis for reimbursement. Mediation is not transparent. In addition to having to sign up that you are prepared to give up some of your rights, you will also have to agree not to reveal any details of the mediation – including the result of the mediation – so that the whole thing is kept secret. This is not open justice. Mediation has nothing to do with justice. The only way of getting justice is to make sure that this matter goes to trial unless EVRi or the other parcel delivery companies put their hands up and accept the responsibility even if they do it is a gesture of goodwill. Going to trial and winning at trial produces a judgement which we can then add to our small collection to assist other people who are in a similar boat. EVRi had been leading you around by the nose since at least January – and probably last year as well – and their whole purpose is simply to drag it out, to place obstacles in your way, to deter other people, and to make you wish that you'd never started the process and that you are prepared to give up your 300 quid. You shouldn't stand for it. You should take control. EVRi would prefer that you went to mediation and if nothing else that is one excellent reason why you should decline mediation and go to court. If it's good for them it's bad for you. On mediation form, you should sign that you are not prepared to compromise and that you are not prepared to keep the result secret but that you want to share the results with other people in similar circumstances. This means that the mediation won't go ahead. It will take slightly longer and you will have to pay a court fee but you will get that back when you win and you will have much greater satisfaction. Also, once you go the whole process, you will learn even more about bringing a small claim in the County Court so that if this kind of thing happens again you will know what to do and you will go ahead without any hesitation. Finally, if you call EVRi's bluff and refuse mediation and go to trial, there is a chance – maybe not a big chance – but there is a chance that they will agree to pay out your claim before trial simply in order to avoid a judgement. Another judgement against them will simply hurt the position even more and they really don't want this. 300 quid plus your costs is peanuts to them. They don't care about it. They will set it off against tax so the taxpayer will make their contribution. It's all about maintaining their business model of not being liable for anything, and limiting or excluding liability contrary to section 57 and section 72 of the consumer rights act.     And incidentally, there is a myth that if you refuse mediation that somehow it will go against you and the judge will take a dim view and be critical of you. This is precisely a myth. It's not true. It would be highly improper if any judge decided the case against you on anything other than the facts and the law of the case. So don't worry about that. The downside of declining mediation is that your case will take slightly longer. The upside is that if you win you will get all your money and you will have a judgement in your favour which will help others. The chances of you winning in this case are better than 95% and of course you would then receive 100% of your claim plus costs
    • Nice to hear a positive story about a company on this form for a change. Thank you
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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anyone else find this annoying?


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You know, with hundreds, if not thousands, of people being made redundant every day, and what with an estimated £3500 of debt per person in the UK, why is it that all of a sudden we seem to be being deluged with advertisments trying to encourage us to take up gambling?.

 

Every ad break on most of the non BBC channels, there are non stop adverts for ITV bingo, Gala bingo, Crown bingo, Foxy bingo, Mecca bingo, Sun bingo, the list is endless and tedious.

I mean these bingo sites promise free credit, so long as you make a minimum deposit, and explain how easy it is to win and how rich youre going to be etc etc etc.

 

Surely this is a bad thing, as it is encouraging people to fritter their megre incomes away on gambling.

unemployment figures have gone up 30% since last september, which now means there are 30% more people sat bored and penniless in front of the Tv, listening to this drivel about them being able to become instant millionaires without having to actually do anything for it, other than hand over their credit card details.

 

There are those who will say that "you dont have to play", but just take a look at this site, there are hundreds of people struggling to make ends meet on this site alone, and even more who probably dont even know of this sites existance, who will jump at the chance for easy money as presented by these debt-mongers.

People get easilly addicted to online gambling, not only bingo, but poker, horse racing, dog racing and betting of all kinds, because unlike in a bettign shop or in a bingo hall, you dont have someone there to tell you when youve had enough, as long as your magic credit card keeps paying, theyre willing to keep taking.

 

Problem is, once they've taken, how are you going to give it back?, aside from spending months arguing with a DCA or going to court.

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The adverts themselves really do my head in, but I've got the sense not to indulge in what they advertise. give me my xbox anyday! But, I can actually see people giving it a go. Bored people, male or female, see these adverts and laugh them off, but, with the constant bombardment on tv of the ads, they start wondering what it's like then give it a go, thinking, ah, it's I'll just have a quick go.

 

That's when it all comes down to willpower. unfortunately, some people don't have a lot of it, and can easily get in over their heads. it's easy to tell people to maybe put a limit on what they spend a week on online bingo, but boredom and addiction can win over willpower sometimes.

 

Personally, I'd punch Mr Foxy Bingo in the snout if I saw him strutting down the street in his purple suit!!

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Funny how i was thinking exactly the same as you god when i was watching the crown bingo ads last night (not by chose) there was 3 ads in the space of minutes.

 

Regards

 

Pompeyfaith

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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No, I don't find this annoying at all but I do find it annoying that several readers from this site seem to be having the same whinge all the time about gambling.

 

It is a perfectly legitimate pastime in the UK and in all of the free world and I personally get a great deal of pleasure and fun in taking part.

 

I'm sick of being preached to that this is bad for you, and so is this and that etc...

 

Why not also ban adverts for Tesco selling white bread instead of wholemeal bread just because some fat person may get fatter after seeing the advert?:rolleyes:

 

By your reasoning a hard up individual may also resort to mugging people for cash just because it may have been included in a scene from a film last night. How ridiculous.

 

The lotto has paid millions to good causes from gambling-do you want to end that too?

 

:rolleyes:

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There are those who will say that "you dont have to play", but just take a look at this site, there are hundreds of people struggling to make ends meet on this site alone, and even more who probably dont even know of this sites existance, who will jump at the chance for easy money as presented by these debt-mongers.

 

I think this is quite an insulting comment and judgment to make about other members of this site.

 

Who do you have in mind that are like sheep and unable to control their actions? Or is it just a judgment of yours that means absolutely nothing at all?:confused:

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I don't think he actually had anyone in mind, just stating the fact that a lot of people who are in debt, and not have a lot of money can be easily led into gambling, in the hope that they can make more money that way.

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yeah, ANY ad break on any advert playing channel wil have at least 1 advert for some gambling method, be it bingo, lottery, online poker.

 

also, has anyone noticed the number of betting shops that have sprung up over the past 2 years?.

 

when i was in my youth, the villige where i live had 2 betting shops, a ladbrooks and a private bookmakers based in a hut behind a row of shops.

now, there are 5 betting shops in the immediate area, all offering pretty much the same kind of services, horse, dog and football betting, roulette and video poker machines, irish lottery, bingo, number draws etc.

 

it seems that the debt mongers have all their bases covered, if they cant con weak minded people into taking out loans etc, theyll just take their money by getting them to bet their life away on bingo and such

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I don't think he actually had anyone in mind, just stating the fact that a lot of people who are in debt, and not have a lot of money can be easily led into gambling, in the hope that they can make more money that way.

 

How is this a fact? It is just what the poster thinks, what evidence does he have?

 

What you say above is just complete rubbish I'm afraid.

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yeah, ANY ad break on any advert playing channel wil have at least 1 advert for some gambling method, be it bingo, lottery, online poker.

 

also, has anyone noticed the number of betting shops that have sprung up over the past 2 years?.

 

when i was in my youth, the villige where i live had 2 betting shops, a ladbrooks and a private bookmakers based in a hut behind a row of shops.

now, there are 5 betting shops in the immediate area, all offering pretty much the same kind of services, horse, dog and football betting, roulette and video poker machines, irish lottery, bingo, number draws etc.

 

it seems that the debt mongers have all their bases covered, if they cant con weak minded people into taking out loans etc, theyll just take their money by getting them to bet their life away on bingo and such

 

Oh c'mon!

 

Betting shops are now allowed to advertise unlike in the past, there is a UK Lotto unlike the past and advances in technology makes virtual betting very attractive to some.

 

And what bookie will allow you to bet on credit?:confused:

 

Get this, people become adults some day and don't need to be treated like children.

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No, I don't find this annoying at all but I do find it annoying that several readers from this site seem to be having the same whinge all the time about gambling.

 

It is a perfectly legitimate pastime in the UK and in all of the free world and I personally get a great deal of pleasure and fun in taking part.

 

I'm sick of being preached to that this is bad for you, and so is this and that etc...

 

Why not also ban adverts for Tesco selling white bread instead of wholemeal bread just because some fat person may get fatter after seeing the advert?:rolleyes:

 

By your reasoning a hard up individual may also resort to mugging people for cash just because it may have been included in a scene from a film last night. How ridiculous.

 

The lotto has paid millions to good causes from gambling-do you want to end that too?

 

:rolleyes:

 

if you have the money to gamble AND be able to pay your bills etc, then good for you!, there nothing wrong with having a good time with your chosen hobby.

 

what im talking about here is people who, unlike yourself, obviously dont have the money to gamble, but yet at the end of their tether, they see these adverts on TV promising huge amounts of money at very little risk, and think that its the magical answer to all their problems.

 

gambling isnt, and never will be the answer to anyones debt problems.

the betting shops etc will always be the ones who win, and more than liekly for every £1 they give out in prize money, theyve made back a hundred fold already, probably form people who have spet their last money on a bet they hope will get them a return on.

 

I worked in a betting shop during the summer break when i was at collage, and i saw both sides of the coin. there were people who gambling was a hobby used to come in, and theyd make sure they had a good time, didnt overspend, and generally went away happy.

then there were the "others", the ones who would bet huge sums of money on things, or who would spend the entire day in the shop betting away until they went home penniless, but oyu knew that they would be back as soon as they had some more money to spend.

 

one woman came in once and won over £2000 on a video roulette machine, she said it was great because she could really use the money to pay off some bills she had, but then she was back the next day, and lost pretty much the entire lot, because she said she "felt lucky".

 

dunno bout you, but i dont think thats glamourous, or clever, i think its sad.

 

*edit*

And what bookie will allow you to bet on credit?:confused:

 

how many would you like me to name?, they ALL accept credit cards now, both brick and mortar shops and online services.

 

im sorry to say this gilbert but it seems like you are trying to justify your own betting expenses, are you sure oyu dont have some kind of problem?

Edited by godpikachu
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Never said it was a fact. All i said was I think he didn't have anyone in mind. Why can't you just accept that there are vulnerable people out there that see gambling as a way out? You enjoy it, and I take it have the brains to stop when you're on a losing streak, but some people can't, and that is a fact.

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Never said it was a fact. All i said was I think he didn't have anyone in mind. Why can't you just accept that there are vulnerable people out there that see gambling as a way out? You enjoy it, and I take it have the brains to stop when you're on a losing streak, but some people can't, and that is a fact.

 

 

I don't think he actually had anyone in mind, just stating the fact that a lot of people who are in debt, and not have a lot of money can be easily led into gambling, in the hope that they can make more money that way.

 

 

 

 

 

Yes you did state as fact, have a look.

 

There are plenty of people who have a weakness to drink, smoking, eating burgers, buying clothes, buying houses they can't really afford, etc etc etc

 

So what? Let's ban everything!:confused:

 

And because I watched Psycho last night on dvd then by your reasoning I am now influenced to stab women taking a showers does it?

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Right, well I can be a man and admit that, yes, I wrote that down wrong. i stand corrected. No where has anyone said anything about banning it. All I've said is it's down to an individuals willpower. Some people don't have much and give in, whether it be gambling, a diet, stopping smoking/drinking, whereas some people can stop and don't go back.

 

And if you're influenced by a movie to go stab a woman in a shower, then you don't have the willpower that you have when it comes to gambling.

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Gambling is not the problem' date=' it is the person who is gambling in this situation who is the problem, know the difference?[/b']

 

This is exactly what I've been saying since the start of this thread, but you've gone off on one, saying you're fed up of being preached at, and saying I want to ban everything. Just chill out, for god's sake, and accept some people can't handle gambling as well as others.

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Unapproved posts.

 

Please refer to our site rules regarding posts about other users. You will spend a lot of time typing them out and it takes just a fraction of a second to remove them...

 

Lets end it here, shall we?

..

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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I too find most of the adverts annoying, but some like the Euromillions advert, reminds me to get a ticket.

 

Anyway, please treat others how they themselves would like to be treated. This includes being respectful, polite, and avoiding confrontation. This is one of the most important rules any message board / or Forum should adhere to. Please think before pressing Post Quick Reply!

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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yes.

 

people have the right to gamble if they want, but IMO the number of ads promoting gambling avenues should be reduced, or at least offer some kind of warning about the dangers of excessive gambling, and by that i dont mean that little tiny thing in the corner for gamble-aware.

 

everytime i buy a packet of fags i get a massive warnings on the pack showing me open bleeding chests and cancerous tumors and inch high letters telling me smoking is bad, what wrong with doing something simarlar with bingo adverts.

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if gamblers what to gamble thats is fine but they do not need to spread it all over our tv screens they know where to go if they want to gamble or play bingo.

 

just as smokers know where to go to buy there fags

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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yeah, i mean the government has imposed a duty of care on the tobacco manufacturers stating that they must display health warnings on cigarette packets, they have also banned cigarette manufacturers from advertising their products, and soon cigarettes will not be aloowed to be displayed in shops that sell them.

 

id propose a simarlar idea for betting, as, in truth, it is as potentially harmful as smoking to some people.

 

people get worked up about their bets, they spend money they cant afford, sometimes even borrowing money to feed their addiction, and what duty of care is there from the betting industry?....none whatsoever.

 

gamble-aware only helps people who approach them, thats provided they notice the miniscule notices on TV adverts or on websites, and even then they only provide verbal reassurances that things will be ok, they dont actually do anything to help people stop gambling, or get out of any debts they might have incurred.

 

having seen first hand the effects of gambling addiction on people, im rather surprised that the laws governing advertisment of betting services etc has been relaxed over the past few years.

 

its like i said, if they cant get your money one way, theyll get it another way.

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I take it everyone is ignoring the "newsworthy" story of the woman who couldn't afford to buy Christmas presents for her kids so blew her last fiver (a likely story!) on a scratchcard and won a million quid.

 

Reporting that in every newspaper will only encourage people with little money to go and spend their last few quid on the lottery.

 

That said, at the end of the day it's down to the individual what they do with their money. Advertising is advertising, makes no difference whether its for bingo or Fairy Liquid.If you are susceptible to advertising you will fall for it!

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I think the above clearly shows that gambling in this situation is very beneficial and nothing like a problem.

 

What is being confused is that some people cannot control their gambling, just as some people cannot control eating cream cakes, or drinking beer or spending money they don't really have on new clothes.

 

Instead of these impressionable individuals seeking help for their addiction it is being advocated that adverts for bingo be curtailed. Well, what about adverts for cakes? Or for M&S displaying their new winter range of clothes?

Why not ban those because people might be impressed to buy them as the advert looks great but they may need a loan/credit card to pay for them?

 

People don't need to be treated as if they need a nanny just because some minorities can't help themselves.

 

Millions gamble on the Lotto each week yet I don't know of any single person who spends all their money on it just because it is advertised on the BBC, in newspapers, at newsagents etc.

 

I'm sorry but I'm sick to death of people telling me what I can or cannot watch, what will or will not influence me and what I can or cannot do with my own money!

 

:mad:

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