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CARCRAFT: Am I too late to do Anything? Missold Useless Warranty

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Hi sorry for delay :)


I had both PPI and warranty added, but when the agreement came back from GE Money it was £186, I rang and, as far as I'm aware, cancelled the insurance leaving me with the Warranty to pay.


Had no new agreement paperwork on this.


I have another piece of paper which shows the payments as £128 that includes the trade in of mondeo (as £10!!!) but nothing on the main agreement which I signed,


Thanks post, just sitting tight for advice :) if you want me to put anything else on pb lemme know,


Jen :)

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trade in as ten quid

this is a smoke screen ive seen before


the trade in/ deposit value must be on the agreement


just waiting for more replies

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as you cancelled the warrinty, an adjustment was needed by the finance company

you would have to have signed a modified agreement or the current agreement is still in force


this is starting to smell bad

getting my teeth into it now

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i fell ge have messed up big time

they charged you for ppi but its noware on the agreement

thats why they never got you to sign a modified agreement

the trade in issue concearns me also

seems the sales rep was more interested in his commission

this is just the tip of there errors


i feel the only way you are going to get the correct intel is to do a sar on ge, the finance company


have you done that yet

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Hi there post,


thanks for getting back to me :)


I haven't done a SAR as yet because I wasn't sure if I could do anything, that is till I found this site :)


I think you're right about the seller just wanting his commisions, i wouldn't mind, but he said he would throw in 1year free road assistance (break down cover) but, as you can probably guess, that never materialized!!


Jen :)

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Gonna do a SAR on GE Money, before I do,

* would I word it along the same lines as when I sent my SAR to my bank?


* Also, how much do I have to send, and, finally,


* is there a specific address to send to?


Many thanks,


Jen :)

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