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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Peeved v Barclays --Newbie -- DPA sent 11/07/06 Here Goes!!


shellevans
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:) Hi All :) ,

I sent of to Barclays 11/07/06 over an account that has been closed now for around 3 years.Received a letter back 18/07/06 acknowledging receipt of the letter and to let me know my info will be arriving shortly (got ta feel sorry for the poor postie that day!!)

So here I am twiddling my fingers ready for the off -- can't wait to see just how much they've taken -- I know one thing its more than I can afford for them to pinch off me thats for sure!!lol!!

I'd just like to take the opportunity to thank everyone in advance for any help or advice that you may be able to give me and I hope I'll be able to do the same for others :oops:

I wouldn't have got this far without this site --- nice to know we're not alone!!

I'll sign off now and keep you all updated as to our progress (and frustration!!LOL!!)

 

Shell 80)

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Having read your posts elsewhere I'm sure I don't need to tell you to read the FAQ's

 

Good luck with your claim and keep us posted!

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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  • 1 month later...
  • 1 month later...

Hi All,

Just gone through my statements ---- just arrived

 

Does anyone know what a paid referal is theres tonns of them everywhere -- me thinks its a type of charge could anyone confirm this for me--------please!! 80) !!

 

Also can I claim back account fees monthly of £6 my gut instinct is no but I thought I'd ask anyway!!

 

Thanks for any advice------its greatly appreciated!!

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  • 4 weeks later...
  • 6 months later...

Well been away got computer changed in the end (under waranty) had a baby --- and ready to go again.....I sent off how much ages ago -- heard nothing from them -- so I think I've probably sent it to wrong place (DOH!)...I sent it to the same addy as I sent my request to so --so I think I best have a nosey around to see were I should send the next one to ---I'm just going to include the last one with it so it should be ok shouldn't it??

Well off to nsey around the site..

 

Shell

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  • 4 weeks later...

Hi Guys ,

Received a letter from Woolwich on behalf of Barclays saying they can't trace the charges I'm on about and to send account number in ( You know the one thats been on all the letters)

Is this genuine or should I just go on to the next stage (court) or send in the account number yet again...

Thanx

 

shell

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  • 2 months later...

Hi Shell,

 

I spose a new baby IS quite a good excuse!

 

You should proceed using Form N1 at your local County Court ASAP which gets your interest running.

 

Use the new POC from here - http://www.consumeractiongroup.co.uk/forum/barclays-bank/107635-new-poc-barclays.html

 

Print new SOC which will update the interest charges automatically.

 

Come back with and queries.

 

Slick

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Hi Slick,

Sorted out our spreadsheet last night --- geez you just don't realise how much interest it all comes to -- thats if we've got it right lol!!

Just read the new Poc---stomachs starting to turn --- what a wimp -- got my Small claims court guide so I'll go through that tonight -- I've given myself a cut off of next Monday by then I have to have put it all into court (for a braver person it would probably only take 10mins)

Anyways thanx for your help

 

Shell 80)

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You're welcome and just come back with any queries.

 

The small claims guide - is that from this site or from the Court. Check here first if in any doubt as things have changed a lot in the last few months.

 

Slick

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Well,

I've sorted the spreadsheet out put in date/reason given/amount incurred/days from offence and last but by no means least interest....put name barclays acc no and schedule 2 on top..................

N1 form--- Wasn't too sure what to put so I just put -------Repayment of charges levied on my account and dates -- value--- I added theinterest and court fee also put 11p to be added daily from 17 Is that ok do you think??????????

Thanx

Shell

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Shell,

 

Using Saintly's links above, amend your Claim detais on N1 as per the example.

 

Then it WIL be OK.

We could do with some help from you

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THANKS

Sorry for all the messing-------right N1 form done schedule 1 and schedule 2 done -- I read bankfodders post (yep I actually read!)

So I've added the overdraft interest on as well at 14.9 most of mine are good old paid referal but just the few or so I had doesn't half make a difference ------- wasn't sure whether to add it and then thought --blow it if the judge says no he says no doesn't he lol!!

Please don't tell me I've read it wrong I've pulled half my hair out and ran out of paper --- so let me just carry on in blissful ignorance-------(like I don't already!)

 

Thanx again

 

Shell

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Hi All,

Well done it put in form -- told we'll have a claim number by end next week...........stomach is now officially churning 80(....

Put in N1 form all letters and statements hope I haven't missed anything sure I will have I am a numpty sometimes.......well most really ... 80)

The whole court things sooooooo scarey but why should they get away with it!!Well back off to find the link to change my user name kept falling over it yesterday--can I find it today------course not....

 

80)

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Well done Shell,

 

It looks great when your N1 comes back with the Court Seal on it and on the front it says

 

ShelEvans - v - Barclays Bank

 

You'll think, Did I really do that....Yes, you did!

 

Slick

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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