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Nemo Finance - Sar Response - Advice Needed


Guest suziedarkness
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Guest suziedarkness

Hi everyone,

 

I sent a subject Access Request to Nemo Finance and have received it back.

 

I am completely new to all this and I am not sure that what they have sent me is complete and I was hoping to rack your brains to see if maybe more should have been included.

 

The loan was taken out via a broker and they sent an agent to my house to sign all the papers etc.

 

Here is what they have sent me:

 

Complete list of statements

List of transaction codes

Diary notes of any communication I had with them

Copies of diary screens showing pre and post credit search details

Copy of the credit agreement

Letter I sent them to cancel PPI

Mortgage Deed and Land registry Search

Copies of any letters they sent me

 

I was just wondering if there should have been the following and if they should have included it:

 

Correspondence between lender and Broker

Transcript or tape of conversation with precompletion department.

 

 

Can anyone think of anything else please?

 

Happy New Year to everyone

Suzie

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Guest suziedarkness

Thankyou 42man. I was wondering about SAR the broker. surely, Nemo must have "stuff" comminicated between them and the broker about me?

 

suzie

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Just one thought Suz....you could state that you believe they have not complied with your SAR and add that if they haven't paid a broker any commission or corresponded with them that they could confirm this in writing to you.

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Guest suziedarkness

42man, great idea!

 

Im not really quite on the ball with this broker commission thing. I know that they have to disclose any commission they give to the Broker but is that across the board or only if they are making payments from the borrowers advance?

 

Suzie

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