Hello all,   please help if you can before I have a breakdown.   last week i came home to hand delivered letter from direct and legal telling me they had tried to serve me a stat demand. As I wasn't in they would call back today. The demand is on behalf of Arrow.   I can guess what it's for but won't know for certain till he drops it off.   I'm in such a state. I've just been diagnosed as Bipolar and have been ill with depression and what now appears to ha