Thank you Dave, Bankfodder and the site team

[andrew1]

It's been a troublesome year and not just for the banks. You guys and gals have had a hard time too, but the forum strength is in the team behind it and for that I wish to say thank you. Many people have joined throughout the year and some very knowledgable people have crossed our paths and given guidance.

 

We don't always agree on everything, life would get boring if we did, but the general debate, information and vehicle 24/7 which has provided such a lifeline - as do all of these forums which have sprung up across the internet, competing, copying even plaigerising, but generally all there for the same reason - to help people are a wonderful asset to the public's general good.

 

So for that and all your contributions throughout the year I thank you all, every last one of you because I can see the benefits people have gained from the community of CAG.

 

Have a Happy New Year

[fedup74]

Ditto:)

[Night Owl]

You have all given me the strength to take control of my debts and make a start at reducing them. You have empowered me to fight the big banks against bank charges. You have all been here 24/7 and offered me help and advice. You have picked me up when I have got stuck or down and you have made me laugh.

CAG and the members that visit this wonderful site make such a huge difference to peoples lives and I thank you all for that.

I hope that everyone can get through Christmas and New Year with family and friends around, the most priceless of all presents.

I wish you all a big thank you and good luck for the new year.

 

Eat and be very merry.

Night Owl

[The GodMother]

agreed

[lisaf]

Thanks also from me! You have given me a light at the end of a (at times) very long tunnel.

A very Merry Xmas a New Year

 

Lisa xx

[revolting peasant]

I had a very significant victory in court last week and I couldn't have done it without CAG and it's members. Alleged debt written off and defaults removed by court order.

 

This site gave me the knowledge and the courage to go into court with the bank and win.

 

From the Peasant family to all

 

A very happy Christmas and happy bank hunting in 2009

[vincentfan]

Without you guys I doubt if I would still be alive

You gave me the courage and the will to climb that long ladder

Ok - So Im only on the second rung

But I will soon get to the top

 

Love to you all xxx

 

[elizabeth1]

Just to wish you all a Happy Christmas and all the best for New Year.

I hope 2009 is a happy, healthy and prosperous New Year for you and yours.

Love From

Lizzy xxxxxxxxx

[LilyLou]

Thankyou you saved my daughters sanity, special thanks to Ell-en

 

xxxxxx

[The GodMother]

Without you guys I doubt if I would still be alive

You gave me the courage and the will to climb that long ladder

Ok - So Im only on the second rung

But I will soon get to the top

 

Love to you all xxx

 

 

well i thought you were at least on the third but if you know better then iam sorry. Just remember it may only be the second run but it is more then u were b4 you joined.

[caro]

I may be priveleged to be on the site team, but I'm also a cagger and would like to echo the sentiments on this thread. Dave and BankFodder started something special when they started CAG, but it's all caggers who continue to keep the CAG spirit going, and everyone is there for each other. So from me, the thanks go to Dave, BF and caggers, one and all.

[kia]

meant to say thanks to all the team for all your help this year wouldnt be where i am not, with out u all thanks from kia xxxxxxxx

[diskmandave]

I absolutely wouldn't be where I am today without the CAG.

That's the Simple fact of the matter.

 

When I found the CAG I was £15K in debt and didn't know any better

than to give in to whoever the debt collector of the day was.

 

These days, I phone the debt collectors and MAKE the threats.

 

Thanks to the knowledge I've gained from here I've learned that

£13,700 of my alleged total debts are completely unenforceable.

 

And just recently I've started doing the charges thing, with Vanquis

rolling over and offering a complete refund after just ONE letter.

 

So, thanks everyone, I'm a strong believer that we are a collective mind

acting as one.

 

Best wishes, and a very happy Christmas to all...

[**Tilly**]

All i can say is thankyou cag, you have kept me sane and deffo the support over the past 8 months when things have been really tough, without it i dread to think where i would be. So yes thankyou guys

[Brassed off]

It's been a difficult time for BF and Dave and CAG this year but we're still here and still fighting and helping each other out and that's what CAG's all about

 

Amazing site and Site Team - where on earth would we be without it?

[MONX]

I felt I must add my two-penneth to this, I stumbled onto this site when I was in dire need...I really was at my wits end and was sure that I would end up, homeless, jobless and bankrupt!

 

Six months later, I am self assured and almost welcome contact from DCA's in order to flex my Cagger muscles!

 

The site and specifically, 42man, ODC, Babybear, Godmother and all the others who calmed me down and walked me though the procedures of having SD's set aside etc, have been my constants this last six months..so much so that I now feel confident in giving advice to others as well as dealing with my own finances.

 

Christmas has only been possible this year in the MONX household due to the help and support I've recieved here....so from me and mine, heres to a Merry Christmas and a very happy new year!