Jump to content


  • Tweets

  • Posts

    • No Andy, I'll scan, redact and upload later today. So the court sent me 2 letters, same envelope and stapled together but with different dates!. 1. N24 General Form of Judgement or Order, stating: UPON considering the papers herein IT IS ORDERED THAT The claim is listed for an attended hearing 25 May....... at which court will consider allocation..  etc   2. N24 Notice of PTR/Adjnd/Restored/Hrg/Management conference TAKE NOTICE that the hearing will take place on 24 May at....... When you should attend 30 minutes has been allowed for the Hearing   No other instructions anywhere in the envelope or on the letters. Do I attend both?
    • Then leave it just proceed with the claim( strike out/SJ application are risky).....the defendant will not be permitted to rely on written evidence (documented) only verbally as they failed to comply with the N157 (unless they have filed with the court and failed to serve you a copy) ?  
    • Ive asked court to strike out for non compliance but they came back and said needs £275 application fee and formal n244  
    • Did the N24 invite either party to submit a statement ?
    • Thanks for responding Andy, that was my understanding when receiving the N24, mild panic when I got Link's WS for the date though! not sure why they would send me theirs..
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Why is no one claiming the contractual rate of interest???


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4775 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Lol, but i've three kids and four dogs to look after tomorrow, researching emigration, typing up countless invoices for my o/h AND going to Mother-in-law's for lunch :eek: Really really going now......thanks for your response and have a good shift!!

SM:p

Paying interest on a loan caused by penalty charges? Read this!!

 

Very useful A-Z here:

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html?highlight=can%27t+find+what+you%27re+looking+for%3F

 

New strategy for Scots claims here:

http://www.consumeractiongroup.co.uk/forum/scotland/71013-urgent-attention-please-read.html

 

Scottish procedure:

http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/42620-scottish-procedure.html

I am a layperson not a legal expert, my advice is offered without prejudice or liability, it is purely my opinion based on personal experience and should be treated as such. If in any doubt seek the advice of a qualified professional.

Link to post
Share on other sites

  • Replies 2.1k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I will, easy job tonight. You're still here .. . Nite :)

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

Link to post
Share on other sites

  • 2 months later...
Send an e-mail to [email protected] and we will send you a compatible spreasheet.

 

When requesting spreadsheets from [email protected] please state which software you are using and whether you are claiming in Scotland or England. Please keep all queries regarding the spreadsheets to the forum, rather than using the gmail address, Thank you.

 

I've just tried to send an Email to request a spreadsheet but it says the Email address no longer exists.

 

Is there another way i can do it, As all the ones i have found on the CAG Forum i can't seem to open

 

:(:)

Link to post
Share on other sites

Hi animal lover!

I've just tried to send an Email to request a spreadsheet but it says the Email address no longer exists.

 

Is there another way i can do it, As all the ones i have found on the CAG Forum i can't seem to open

Unfortunately, I believe that Vampiress has moved on out there into the 'Big Bad World'...:o

 

Personally, I've always recommended using a very user friendly spreadsheet originally done by Mindzai (v1.9)

(...who is also no longer with us btw...:()...

Mindzai's Contractual Interest Spreadsheet

 

It's advantages are that it can also calculate S69 Interest for the same set of inputted data.

 

Here is a link to a discussion Thread about it...

http://www.consumeractiongroup.co.uk/forum/general/51736-excel-contractual-interest-spreadsheet.html

(...note that the link to the spreadsheet in the above Thread no longer works...:!:)

...:)

Link to post
Share on other sites

Hi I put a claim in over a year ago and it has a stay put on it but my claim relied on the principles of mutuality and reciprocity which is now dead in the water and I'm lead to believe and Sempra is the way forward. My claim is still on hold so what should I do can I change anything or will I still have to keep with claiming CI on the basis of mutuality and reciprocity?

Link to post
Share on other sites

Hi I put a claim in over a year ago and it has a stay put on it but my claim relied on the principles of mutuality and reciprocity which is now dead in the water and I'm lead to believe and Sempra is the way forward. My claim is still on hold so what should I do can I change anything or will I still have to keep with claiming CI on the basis of mutuality and reciprocity?

 

Why is it dead in the water

Link to post
Share on other sites

  • 6 months later...
Hi animal lover!

Unfortunately, I believe that Vampiress has moved on out there into the 'Big Bad World'...:o

 

Personally, I've always recommended using a very user friendly spreadsheet originally done by Mindzai (v1.9)

(...who is also no longer with us btw...:()...

Mindzai's Contractual Interest Spreadsheet

 

It's advantages are that it can also calculate S69 Interest for the same set of inputted data.

 

Here is a link to a discussion Thread about it...

http://www.consumeractiongroup.co.uk/forum/general/51736-excel-contractual-interest-spreadsheet.html

(...note that the link to the spreadsheet in the above Thread no longer works...:!:)

...:)

MilkTrayMan,

 

I just tried to access the Contractual Interest Spreadsheet but it's no longer available on the website he seemed to put it on!

 

Do you or anyone else have a copy of the (or any) above?:(

 

 

Link to post
Share on other sites

  • 4 weeks later...

Try this link, I found it this morning, and now can not find which thread it was in!!

Free File Hosting & Video Downloads, Free File Sharing, Online Friends Network - Ziddu

 

Now found the thread that I found the link in. The link was posted by Missy06 in post number 376 (14/2/09) in the thread General Re: Excel Contractual Interest Spreadsheet :grin:

Edited by Brian2009
updated
Link to post
Share on other sites

  • 4 weeks later...

Hi guys I'm just getting round to doing my claim, which hopefully I can get heard thanks to hardship criteria. I'd love to claim interest at the contractual rate if at all possible - I have charges going back ten years! What is the current state of play with it?

 

I see someone lost a case in the high court about it, how come the banks were able to challenge that without conceding the unlawfulness of the charges - was there two cases involved?

 

Any advice/help/references appreciated

 

thanks

Link to post
Share on other sites

  • 4 weeks later...
  • 3 months later...

Couldn't find where I should really post this, so am trying here as you seem as if you can all do maths! - apols if I'm interrupting the thread, just need a quick answer.

 

Am filling in a Request for Judgment against Nationwide, and have got Warrant of Execution form, intending to give both in tomorrow.

 

I claimed the "interest pusuant to s.69 County Courts Act" at 0.00022 per day, but didn't really understand it. Now it looks like I have to calculate it and put it on the Request for Judgment where it says "Interest since date of claim (if any)"

 

Tried to calculate it online (from date of issue until tomorrow when I'll put in Request the number of days is 774); the answer I got was: 0.17028. I have a severe mathematical learning problem, don't understand figures at all, and this doesn't mean anything to me! Can anyone tell me what it is in money? Surely it can't be 0.17 pence! Or is it pounds? It doesn't seem very much for over 2 years! Should it be compound interest? If so, does anyone know what the total is?

 

If any of you can help with a quick calculation, It'd be much appreciated.

 

Here's hoping!

 

Sirensinger

Link to post
Share on other sites

Sirensinger,

 

You have missed a step:

 

I claimed the "interest pusuant to s.69 County Courts Act" at 0.00022 per day, but didn't really understand it. Now it looks like I have to calculate it and put it on the Request for Judgment where it says "Interest since date of claim (if any)"

 

The correct formula is: 0.00022 x Number of days x Value of claim = Interest

 

So what you have done is 0.00022 x Number of days (774) = 0.17028

 

Now what you need to do is 0.17028 x Size of Claim.

 

For example if your claim is for £500.00 it would be 0.17028 x £500.00 = £85.15.

 

By the way I do not think you can apply for a warrant of execution until you have a judgment.

 

HTH

 

Dad

Link to post
Share on other sites

  • 1 year later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...