Jump to content


  • Tweets

  • Posts

    • Good Evening, I've got a fairly simple question but I'll provide some context incase needed. I've pursued a company that has operations in england despite them having no official office anywhere. I've managed to find a site they operate from and the papers there have been defended so I know they operate there. They've filed a defence which is honestly the worst defence ever, and despite being required to provide their witness evidence, they have not and have completely ignored the courts and my request for copies of it. I'm therefore considering applying to strike out their defence on the grounds the defence was rubbish and that they haven't provided any evidence for the trial. However, it has a trial date set for end of june, and a civil application wouldn't get heard until a week before then, so hardly worth it. However, my local court is very good at dealing with paper applications (i.e ones that don't need hearings, and frankly I think they are literally like 1-2 days from when you submit it to when a Judge sees it. I'm wondering if I can apply to strikeout a defence without a hearing OR whether a hearing is required for a strikeout application.   Thanks
    • I have just opened another bank acc with lloyds (i have a few already) After doing some research they may have some relation to tsb or be apart of the same group will this cause me issue if my salary is paid into my lloyds account? Also, if the debts do go into default and nothing is paid then after 6 years it all goes away? As the DCAs cannot do anything? I do want to start paying in like 3/4 months or do you advise I leave it if it goes into default? again sorry for all the questions, i am just processing everything
    • one reply only  follow post 2 of letter of claim <<clickme link. dx
    • Sorry, I got confused  Yes, it states all three   Thanks, 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

later stages help needed? * * WON * *


Enforcer
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6469 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello everyone, i successfully recovered nearly 2k from the NW without having to go to court. but now im due in court on the 9th of August against the LTSB. and could do with some advice on preparing evidence and what to say to the judge etc. i know it was mentioned on here some time ago about extra evidence available if it ever got to this stage, well its got to that stage and i need some help..all advice much appreciated..ta

Link to post
Share on other sites

the details are recovering approx 2K WORTH OF CHARGES from ltsb sent all the usual letters got back all the usual replies, now im going to stafford court on 9th august at 10.am to plead my case....has anyone ever got ltsb into court? and what preparations do i need to take ie evidence etc...please im getting nervous now

Link to post
Share on other sites

You will need a copy of the Mc Namarra interview on CD and a transcript. A copy of these should be sent to the solicitors acting for Lloyds.

 

You need to make a clear case stating that the charges applied to your account are penalty charges not service charges. The interview with McNamarra explains that the charges are necessary to cover the expense of running free banking.

 

Several members of this forum have requested the recordings of their telephone calls to Lloyds, in which customer services have confirmed that the charges are penalties. Ask the moderators for copies of these recordings.

 

Which Court are you allocated to?

Link to post
Share on other sites

Does that mean if you go over a an agreed limit you cannot win in court????

 

No - it would make it easier because you can then argue that by going overdrawn you have breached the contract, and they have penalised you for breaching the contract.

 

However it is unlikely to end up in a court room anyway.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

I am dealing with them too. I have a court date on 4th September. It seems like there aren't many people who have dealt with them so I can't really comment on whether they will turn up or not. I am sure they will wait till the last minute though.

Link to post
Share on other sites

I too am dealing with them - dealings so far have been like Kotum mentioned - leaving everything till the last possible moment!

 

Good Luck!

My Timeline

 

Lloyds TSB - Moneyclaim issued 17/06/06 - £420

HSBC - LBA Sent 06/07/2006 - £700

Link to post
Share on other sites

Solicitors dealing with my claim are Sechiari Clark & Mitchell too. Have received a letter from them with a copy of their Allocation Questionnaire and asking for a copy of mine. In their AQ they have ticked box asking for another month. I have written to them asking why - does their client now want to enter dialogue? Be interesting to see what their reply is!

Link to post
Share on other sites

I'm dealing with Sechiari Clark & Mitchell aswell have'nt got a date for a court hearing yet.

Allocation questionaire returned to the court-18/7/06

Allocation Questionaire rec'd dated- 6/7/06

Acknowledgment of Service rec'd full defence- 15/6/06

Reply from solicitors want more info.-14/6/06

Money claim filed £1653 - 7/6/06

Reply rec'd to LBA-27/5/06

LBA sent - 19/5/06

Reply from LLoyds TSB a big fat NO - 12/5/06

1st request for payment sent - 09/05/06

Statements Rec'd - 21/4/06

Data Protection Act request sent to Lloyds - 22/3/06

Link to post
Share on other sites

hello im back, ive not heard anything from sc&m, have booked time off work and have sent sc&m my evidence to be used in court. presumeably they should have sent me theirs.perhaps they dont need any? anyway im quite calm and am prepared to fight my corner on the 9th. ive got the macnamara on cd and copies of the unfair terms and contracts legislation. so im goin to read up a bit over the weekend and prepair my case..if any one can offer any advice it would be much appreciated..cheers..enforcer

Link to post
Share on other sites

Any news on this guys?

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...