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Late markers on credit file - can they be removed?


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Hi again all


I have a secured loan and due to my income I cannot always pay on time, but always pay before the next payment is due, certainly 14 days before.


The loan company have now placed 2 1 month late markers on my credit file and I have argued with them that you cannot surely be 1 month late until 1 month has passed. Is this true?


I have asked for them to be removed but they refuse. I have told them I want to claim damages for loss of reputation as well. What can I claim for? Is there any information I can send them?


Thanks in advance.

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