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Thames Credit / Stat Demand??


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Hello again,

 

this DCA has been writing letters for past 6 months at approx 1 monthly intervals-The last 2 letters did state that if i did not get in contact then a Stat Demand would be served.

 

On monday 8th December- i must have ben out as the post man left a card that there was a letter that i needed to sign for ( special delivery)-- I have not yet collected it from the post office but i am 100% certain it is a statutory demand...

 

I would like to make it clear ( for reasons given in a different posting) that i do not wish to be made bankrupt( without my current job- i personally would n't mind as nothing else left to lose)--

 

Thetrefore i cannot afford for this stat demand to turn into a bankruptcy.

 

Some further info- this is not time barred, they most likely have all signed agreements as it was a loan+ o'draft( business/ Barclays)-

I am not trying to avoid paying anything back but i need to try & set it aside so that i can find a way of agreeing some sort of repayment schedule..

 

My main 2 questions are :

 

  1. What should i do next with regards to the letter that needs collecting from postoffice
  2. if i enter a dialogue with them asking for time to pay and not dispute any part of the amount claimed- can they then still ignore this and petition for a bankruptcy

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1 - I think only you can make this decision....

 

2 - They could do, but again you never know quite how they will react, they may refuse, but bankruptcy will affect how much they get, and as far as I know. I haven't heard of Thames issuing a stat demand (maybe somebody can put a link up if they have)

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

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