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Let the games begin !!!!!!


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Hi everyone !!!

Just submitted the N1 form to the court and I have to say I quite enjoyed doing it !!!

I think the wry grin on the womans face behind the counter told me I wasnt the first to have submitted the form against a bank !!!! ha ! ha !....... F*** 'Em

Can't wait to get Abbeys reply...or not as the case may be.

 

Keep going everyone !! I'll keep you posted

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  • 3 weeks later...

Hi there bank busters !!!!

Issued my N1 claim form for the reclaimation of just over £2k to the court 10 days ago and i've received a letter from the court in response to Abbeys Acknowledgement of Service with their.. 'intention to defend all of the claim'.

So I believe Abbey have now got just over 2 weeks to put MY money where their mouth is !!!

This is very exciting !!!! Ive even put the wheels in motion to open another account elsewhere....just in case Abbey spit the dummy.

So far so good. Thanks to everyone on this forum for their help and encouragement. I'll keep you posted.

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Hi there bank busters !!!!

Issued my N1 claim form for the reclaimation of just over £2k to the court 10 days ago and i've received a letter from the court in response to Abbeys Acknowledgement of Service with their.. 'intention to defend all of the claim'.

So I believe Abbey have now got just over 2 weeks to put MY money where their mouth is !!!

This is very exciting !!!! Ive even put the wheels in motion to open another account elsewhere....just in case Abbey spit the dummy.

So far so good. Thanks to everyone on this forum for their help and encouragement. I'll keep you posted.

 

Ok well done but please stick to one thread you have 9 for this claim. I will get them merged for you :)

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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  • 3 weeks later...

Hi there,

I've just received Abbeys defence informing me that I will soon be receiving an Allocation Questionnaire from the court.

The letter I have received is as follows:

 

"Regarding the charges, you will see from the Defence that Abbey takes issue with your claim on a number of points. For the purpose of this letter though,we shoukd like to mention in particular that your claim seemsto be based on an argument that you should not pay any charges at all. It cannot be correct that Abbey cannot charge anything at allif you become overdrawn or do not meet direct debits as Abbey must remedy the issues with the account and this incurs expense. This is in line with Banking Industry practice and the Terms and Conditions under which you opened the account. Even if it were correct(which is not accepted ) that the charges are greater than Abbey's actual loss in dealing with your account, Abbey would still be entitled to charge you something for the expenses. Further, you will see the charges are liquidated damages, and not penalty charges and therefore valid pre-estimates of loss. "

 

They then go on to ask if I would accept..as a matter of goodwill half of what my claim is £1023.12 as a full and final settlement.

 

Is this letter a standard reply ??? Do I have to contact Abbey to reject their 'goodwill' offer or do I just wait for the Allocation Questionnaire from the court ?

 

One final point..it may or may not be important. On the Defence form Abbey sent me the 'Legal Officer' (James Arrandale) from/on behalf of Abbey hasn't signed the Defence form anywhere even though there is a section for his signature.

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You have to contact abbey to reject their offer, preferably in writing (or at least a letter to confirm a phonecall so you've evidence you rejected it).

 

It doesn't particularly matter that the form isn't signed.

If in doubt read the

FAQs

 

If still in doubt - ask!

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Hello,

I have now just sent a letter to Abbey stating that their offer to pay half of the 2k they owe is unacceptable and that the only way we can come to an amicable agreement is if they settle the full amount.

 

I have also just received the Allocation Questionnaire from the Court, which I will complete ASAP. Just one question....the fee associated with the questionnairre is £100...can I claim this back too and if so, when/how is this added to my claim ?

 

Paul

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  • 12 years later...

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Please note that this topic has not had any new posts for the last 5115 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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