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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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IB changes and mental health


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Folks,

 

I was once a jobsearch seminar leader for Employment Services and am now an incapacity benefit claimant with depression.

 

I have a concern about the changes in IB happening now. My experience is that a person admitting depression in a job application or interview will never get the job. In the action plans towards work wanted by the DWP under the new provisions, will claimants be expected to lie to employers about their health condition?

 

GS

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I was thinking about this recently. It reminds me of a couple of years ago when I first was asking for help when leaving partner.

 

One man at job centre said well maybe you could just not mention you have epilepsy. I said when at its worst, it can be a daily problem and often is. He just looked at me blankly and said oh, theyd notice then.

 

He knew nothing about any illnesses and just saw me as a number. I have mental health problems and feel fed up of hiding it, ive done it for years.

 

I feel as in my case a lot of these changes have put additional stress on me.

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I was thinking about this recently. It reminds me of a couple of years ago when I first was asking for help when leaving partner.

 

One man at job centre said well maybe you could just not mention you have epilepsy. I said when at its worst, it can be a daily problem and often is. He just looked at me blankly and said oh, theyd notice then.

 

He knew nothing about any illnesses and just saw me as a number. I have mental health problems and feel fed up of hiding it, ive done it for years.

 

I feel as in my case a lot of these changes have put additional stress on me.

 

John,

 

That sounds really tough, but it's like that. IMO the whole reform package is based on the premise that we are not ill. Our only defence is to be honest and tell them that we are ill. Piling guilt and denial on top of an illness is just not on.

 

On a positive note, people who are challenged and go to appeal usually win the case. The Jobcentre people know this and try all kinds of tricks to sneak us off the benefit, but if we stay honest and get good advice, I think we will win our rights in the end.

 

Hope things get easier for you.

 

GS.

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Thats right, if your ill your ill. I understand they have to check its just it feels like the paranoias having a field day.

 

Thanks

 

John,

 

The newspapers and media don't help, but I try to remember that media is about scare stories, and the poor blighters they are trying to scare are us!

 

It has helped me to look at the proposed legislation and see that existing incapacity claimants over 25yrs old won't be interviewed under the new scheme until April 2010. That's a good breathing space.

 

GS.

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It has helped me to look at the proposed legislation and see that existing incapacity claimants over 25yrs old won't be interviewed under the new scheme until April 2010. That's a good breathing space.

 

GS.

 

Don't suppose you have a link about this or know if it's just for IB or not? I wouldn't know where to start, I've not been keeping up to date with the changes.

 

Unfortunately not everyone who has mental illness get Income Support instead (not me, someone I know though). I have no idea if it's the same situation or not. I suffer with depression & anxiety, I'm on IB... but I'm under 25 years old. Not sure where this leaves me either. :-|

 

I completely understand that they need to make sure people aren't just trying to get out of work but there are so many of us that genuinely struggle on a day to day basis; physically, emotionally and mentally. If people weren't depressed already to begin with they soon will be after trying to proof they are!

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Don't suppose you have a link about this or know if it's just for IB or not? I wouldn't know where to start, I've not been keeping up to date with the changes.

 

More from the DWP about ESA can be found here however it may be useful to get another perspective c/o "The Bickerstaffe Record" which cuts through the Government spin.

Edited by loan_ranger
Removed a DWP link because they've deleted it
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I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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Im also on IB with mental health issues i had to see my consultant last week and he asked how i was wife told him he a bit worried about the new IB changes he told me dont worry they only trying to frighten the ones thats not really ill back to work

Regards DK

Please Tip My Scales if Info was Use full

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Folks,

 

My thanks too loan ranger. My suspicion has been that this is another 'scary feet' thing from the government and your links indicate that direction.

 

If we confront any jobcentre adviser with genuine daily symptoms of ill health I don't see what they can do. Best thing is to be prepared for any interviews, maybe by writing down the facts, and don't get hoodwinked.

 

When I was working as a jobsearch seminar leader a young mother was once talked into working in a part time job instead of getting her benefit. One of my colleagues had been pushing hard to improve our statistics, and maybe didn't do enough due diligence on the case. The employer didn't pay our client and the girl came into our office, babe in arms, on a Friday afternoon with no money, benefit stopped. I was there on my own and couldn't contact my colleague.

 

I went to the local DSS office (I was college based) with the client and told them what had happened. The supervisor said that they couldn't do anything as they didn't make payments there. I said that I knew the manager and would speak direct to her. The supervisor opened a drawer, took out a cheque book and made the payment to my client, right there and then.

 

I wasn't too popular after that, and there was quite a change in my relations with the local Employment Services lot. It was worth it though, just doing the right thing.

 

The moral, I guess, is to stand your ground.

 

GS.

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