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Nemo - Repossession hearing please help***SUSPENDED***


isoprox
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Been lurking and watching this thread with great interest and have to say what a wonderful job Ell-en and the others have done here.

 

Also many thanks to Isoprox for the update, great to hear.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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don't forget to get that sar going.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well done isoprox ...great support from Ellenn.

 

Thread title amended to reflect the outcome.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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Hi, if you look at the left hand side of this thread there is a flashing Donate button - to the left of post 263 :)

 

It is also in my signature at the end of this post

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I have a full list of the late payment charges from nemo as I needed them for as much info before I went to court in total they are over £1700 how do I make a claim to get them back ? Any help would be much appreciated please

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Hi, there is no usual amount. Some people base their donation on how much they have benefited from the free advice they received (perhaps a small percentage of either a refund or saving or a service they would normally have had to pay for) , but we would never want anyone to donate an amount that they couldn't easily afford.

 

I will ask DX to help you with the charges, he's very good at that :)

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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does the list show phone call, letter, arrears, debt vist charges all of those?

pers I wouldnt trust a given list sar them for all the statements

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, I have affixed the Mortgage S A R letter - you should send a £10 postal order but make sure you write on the back in capital letters "FEE FOR SUBJECT ACCESS REQUEST ONLY - NOT TO BE USED AS PAYMENT ON ACCOUNT" also write your name and mortgage account number on the back. Take a photocopy of both the back and front of the postal order and keep safe with your copy of the letter and recorded/ special delivery receipt.

 

 

Once you have received the information back from them, you can start to work on the charges claim.

Mortgage subject access request.doc

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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