Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Carter and old Split claim CCJ on old Egg Card - now Cabot chasing the rest!!


Beefheart
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5614 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello,

 

I have a situation where Cabot have written to me as they have just bought an old credit card debt from Egg in my name.( Nearly 4k Due to PPI, heavy charges and a divorce, and some of my own stupidity)

 

I was taken to court for a portion of the debt(10%) which I paid and Bryan Carter wrote to confirm the debt was settled even though only £300 was ever claimed. I have details and got the CCJ satisfied, details of which I have sent to Cabot telling them to sod off.

 

I also have details of lots of unfair charges but I haven't claimed them back yet as I understand that you cannot be taken to court for the same debt twice. And therefore have just let sleeping dogs lie.

 

However if someone else has now bought the debt (1) does that put me back in a position where I can be taken to court for the debt again by the new owner of the debt?

 

And (2) will the debt get renewed at this date on my credit report?

 

Thanks for any supprort you may be able to give

Stressed Beefheart

Link to post
Share on other sites

However if someone else has now bought the debt (1) does that put me back in a position where I can be taken to court for the debt again by the new owner of the debt?

 

No. That would still be an abuse of process.

 

And (2) will the debt get renewed at this date on my credit report?

 

The default etc. should be registered in the new companies name but the dates of the default and any relating to the CCJ should remain the same.
  • Haha 1

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Beefheart, Bryan Carter and his antics are well-known in these parts.

 

Ensure you keep all the documentation relating to this affair very, very safe. If BC or anyone else tries to claim for the balance of the debt then you have a cast-iron defence.

County Courts Act 1984 (c. 28) - Statute Law Database

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

Link to post
Share on other sites

  • dx100uk changed the title to Carter and old Split claim CCJ on old Egg Card - now Cabot chasing the rest!!
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...