BOS threatening doorstep collection

[underdog13]

Won't speak to BOS on the phone, so they are now threatening to send 'a third party agent' to call on me at home and charge me for the privelege! How likely are they to actually do this? I know it's often an idle threat, but not always - has anyone had a visit from these jerks?

 

Does anyone have an address for BOS retail collections that isn't a P O box, or maybe a fax number? Want to send them the letter withdrawing their right to enter my property (the torte of trepass one) - would a P O box address suffice for this?

[**Tilly**]

Hiya Underdog

 

I new i had it tucked away somewhere

 

Fax 01132358130 retail collections

 

Fax 0845 1281385 Customer relations

 

:grin:

 

 

Tilly

[underdog13]

Fantastic!!!! Thanks Tilly:D

[**Tilly**]

Your welcome

 

Go sort em

[underdog13]

Will do! BOS and Halifax have sent me agreements with no prescribed terms whatsoever:D

[dpick]

Hi in respect of:

 

Won't speak to BOS on the phone, so they are now threatening to send 'a third party agent' to call on me at home and charge me for the privelege! How likely are they to actually do this? I know it's often an idle threat, but not always - has anyone had a visit from these jerks?

 

Send this to the tossers.

 

Dear Sirs,

 

Please be advised that I am only prepared to communicate with you in writing. OFT rules and regulations clearly state that you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you. There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).

 

Therefore take note that I revoke license under Common Law for you, or your representatives, to visit me at my property and if you persist in sending “doorstep callers” to my home, you will be reported for harassment and be liable for damages for a tort of trespass. You would also be liable for conspiring in a tort of trespass by acting in defiance of my instructions and sending someone to visit me nevertheless.

 

Should it be necessary, I will obtain an injunction.

 

Yours sincerely,

 

 

all the best dpick

[underdog13]

Nice one! Thanks dpick - will get that faxed to them today:D

[Firkin]

Good luck with that Underdog13. My husband has received the same threat from Halifax. Great reply Dpick, will be sending a copy today.

[underdog13]

Thanks, Firkin - best of luck to you and your husband, too. I'll keep this thread updated if there are any developments.

 

I'm not so worried about sending them off with their tail between their legs if they show up - I'm more than capable of that:D - it's just the embarrassment of your neighbours knowing your private business that I dread. Mind you, my immediate neighbours are lovely and would probably be sympathetic....

[fedup74]

Ooh there's a flying silver pig- a better chance of seeing one of these than a 3rd party agent.

[underdog13]

Lol, thanks Fedup74 - got a mild dose of flu and feeling pretty grotty at the moment, but you just put a smile on my face:)

 

What about flying pink pigs from MBNA?

[fedup74]

What are you doing on the computer. Get yourself to bed with a hot toddy, lemsip and a hot water bottle you poor thing. Ah yes them pink pigs from MBNA- I reckon they have taken a picture of one of their phone monkeys and put it on these letters- the personal touch:D

[underdog13]

Lol, that's the second time you've made me laugh out loud, Fedup; you are a tonic.

 

Not sure that smiley little pink piggy can work for MBNA though - he looks far too genial:D

 

A hot toddy sounds a very good idea; will toddle off on my wobbly legs to make one, methinks.

[fedup74]

Bless:)

[Firkin]

Hope you're feeling better Underdog. Check out the OFT guidance on Debt collection, particularly Section 2 part 2.6 j - "acting in a way likely to be publicly embarrassing to the debtor either deliberately or through lack of care..." The full guidance document can be downloaded frm the OFT website, very interesting reading!!!

[underdog13]

Thanks Firkin; I'm feeling a lot better now.

 

That's a very interesting (and helpful) quote from the OFT - think I will read the whole document:D

[angel_1]

hiya underdog

 

oh dear another mutual creditor,,,,, oh shock horror...lol

 

ive just sent a scathing harassment letter so am waiting now on the doorstop visit so will be winging out the dpick letter pretty soon im sure

 

im in awe of all these creditors, i cant believe we get all sorts thrown at us and be fobbed off with the usual threats,,,

 

its no surprise to me that the country is slowing waking up and we must react

 

anyway subbing to this thread of yours, and keep happy

 

laters angel x

 

see you on the next thread,,,hahahahh

[underdog13]

Hiya Angel - another cred in common; we made all the same mistakes, didn't we? Wonder if we'll get a doorstep call from the same thug, lol? If he shows up before christmas, I'll give him a card and tell him to pass it on to angel - he'll think I'm a nutter and beat a hasty retreat: that's one way to get rid of 'em.

 

Keep us posted on any results your letter gets; always assuming they can actually read - is it just me or does anyone else half expect to get a letter scrawled in crayon from them one day?

 

Be lucky - see you on the next thread:D