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    • Thank you for your response. So the bit about being entitled to any VAT or PPI payments, are they entitled to this?
    • Thanks for your reply dx100uk appreciate your help. Is this the barred letter Updated Nov 19? So I not need to wait for agreement or send correspondence to Resolvecall? thanks 
    • the IVA failed that should have been the end of  however and i don't understand how, but you allowed them to take you to court and get some kind of judgement...whatever that was.??   typically it's 6yrs from the time you entered into the latterly failed IVA. unless whatever the court did varied that date. when an IVA fails everything is normally reset to as if it never happened bar payments made to creditors resetting your SB dates. you are better out of it anyway   most IVA's are designed to fail from the get go and simply feeds the practioners with ever increasing fees making sure little money ever gets off your debts but lines their own profit pockets     a week or 2 ago the FCA brought in new proposals or rules to combat these very pirates.   
    • exchanged the tent as they have offered and walk away.   move on.    
    • I took out an IVA in January 2012 however it failed and went to court in March 2013 due to unemployment.  I received a letter from them dated February 2015 with court information (as they took me to court) stating    ' Further to the failure of the Debtors' Individual Voluntary Arrangement, the Supervisor retained the power to deal with any pending PPI claims and recovery of VAT (where applicable).   Any potential PPI monies have been received by the Supervisor and distributed in accordance with the IVA proposal as modified. However, where further IVA assets, such as PPI are realised after completion of the IVA, these will be realised by the Supervisor acting as trustee of those assets which will be distributed in accordance with the IVA'.   I just need some clarification about this. How long does the Practitioner duties last and does this mean that any PPI claims that I may make in the future and awarded will go to the Practitioner for distribution?   Thank you for your help. 
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question on dmp and closed bank account


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Hi, I don';t know whether anyone can help.

 

About 2 years ago we started in a DMP which we are running ourselves.

 

At this time we were banking with Barclays, who subsequently closed our account with us owing approx 2,000. We have been paying them a montly amount for 2 years. In this time we have never received any statements, but we have a record of every payment made to them.

 

We are also claiming back charges of approx £600, which is on hold, the bank wrote to tell us this.

 

My question is does this mean the account is on hold until the outcome of the court case and because of this can they add interest to our debt. Obviously we no longer use the accounts and they are closed, and as said above, we are paying of debt each month. We have not heard from them in the two years. We are happy to carry on paying money in to clear the debt,although not even sure we need to do that if the account is on hold.

 

I would like to know how much we now owe but am so frightened to ring them, as a phonecall may alert them to start putting pressure on us, as they have left us alone til now.

 

Hope someone can help. Thanks X

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