Jump to content


  • Tweets

  • Posts

    • Yes they simply wrote reasons on the N244 application form. They also attached one page with the application which looks like the request  to the court. I have attached the link here to the application form. https://imgur.com/a/JvjBkQY
    • No connection at all .....the screen shot was taken from your experian or whatever CRA as  proof you resided at the address at the time of the agreement...which also shows details of your utility account.They have produced your data without your consent.
    • No it isnt. It clearly says parking charge notice. You need to relax,  take a step back and let people on here help you. Or youll get yourself into worse bother with them.
    • I am trying to get my head around this at the moment.  Please forgive me if I'm being a bit dim as this is all new to me.  So the documents that say Digital Signature Application Details are actually screen shots of my credit record and nothing at all to do with the original application process?
    • Anyone help? I’ve been attending to my debts this year and playing catch up. I fell behind on car payments with Startline, but managed to get back up to date this month. However, tonight, a bailiff has text me saying that Startline have instructed them to commence repossession of the car. I owe them nothing, the DD is set up for 30/6, and I have not received any correspondence that would suggest they have ended the agreement. I have not quite paid 1/3 of the original agreement. Are they legally allowed to repossess the car with no arrears? Can they terminate the agreement with no notice? Ive Googled this question, but it’s not coming up. I imagine it’s a not something that a reasonable company would do, however Startline are known to act unreasonably, so I’ve now discovered. i will add that I after I had paid two of the outstanding payments, I requested help in spreading the remaining payment out over 3 months along with the usual DD, and this was turned down flat. i have written to the FLA who Startline are associated to, and made an official complaint, as this is on clear breach of 1E.5 of the FLA code of conduct.   
  • Our picks

    • My personal experiences of Future Comms 
       
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
      • 0 replies
    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
renegotiation

'C.R.A.'s Archiving Our Data Over 6 Years Old'

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2398 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

This looks like some thing needs to be done,

I have a report from Callcredit which shows that there are 2 defaults which are over 6 years BUT and here's the BUT Lovell has put a default on from 2009 and 2008 so they say that these have to remain on file for another 6 years!

Well I have ALL the paperwork for these and can prove that this is wrong under law and looking at making this go to court.

 

What I am asking who do I do?

 

Let this be the first win case here.

Share this post


Link to post
Share on other sites

Call Credit are wrong one entry one default date, a company such as Lowell must update the credit files with their details when the y aquire a debt BUT the default date must remain the same.

 

If Lowell have taken over these debts and change the default date to that of the time they aquired the debt (which is totally wrong) you must make a formal complaint to the Data Controller at Lowell, and also to the data controller at call credit and get a notice of dispute placed on the entries.

 

You most certainly need to check Equifac and Experian as well as Call Credit and their free offshoot are not always accurate or up to date.

 

The whole marret must be reported to the Information Commissioners Office asap.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

1. Complaint to lowel.

2.copy to call credit+ place notice of dispute on files.

3. Complaint to the ico.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

BRIGADIER2JCS

You and I know that but they feel they are a law unto them selves and there is nothing we can do and the Information comm office are doing nothing about them.

Maybe its time to take them on and the HP act as well.

I am up for it now as I feel this is so wrong and every day they are people getting shafted.

Now's the time for letters before action.

Share this post


Link to post
Share on other sites

I agree more or less, but I do see some action from the ICO, and I also receive good advice from them when I phone, usually very quick and helpful.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...