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2x SD from HFC bank. marbles and Hilton


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hi,

i have received 2x SD from HFC bank. marbles and Hilton HHours cards. both totals 16,500.00. two years ago approx. Aug 2006, i have defaulted on them and working through CCCS, they have agreed to freeze all interests and charges and agreed to payment of 5.00 on each accounts. all of the sudden they passed the accounts to MARLIN financial services, and they send me teh Stat Demand. as a home owner i was very much worried and borrowed 16,500.00 from some loanshark at an apr of more than 50% to pay them.

 

they just given me 21 days to raise 16,500.00. my whole family, wife and 1 year old boy, wife was 8 months pregnant at that time were shocked. what can i do to them? can i get some sort of compensation?

 

please advice me to get at them and i strongly feel unjustice has taken place here....

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Welcome to the site.

Will move your thread.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Dell.....are these both credit cards ? or loans ? Have you sent of for a copies of your agreements as yet ?

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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  • 1 month later...

hi all, i have send a cca request to MBNA loan. Link financial is dealing with the account now. they have asked for 30 days to get the cca from BMNA. but its been 50 days since they said that. i have stopped the direct debit. but what i want to confirm is

 

ok. they didn't find the cca with in 50 days. but if they manage to find it in the future, how /does that change the situation in any way? what i mean to ask you guys is that, can they make the agreement enforceable upon finding the cca at a later date in the future?

 

 

please help me////////////

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Hi Dell......did you do anything about the stat demands ? Has this progressed at all ? If they do find the agreement and it contains the prescribed terms then they can attempt to enforce it, while they haven't provided the CCA though they can't enforce - although they will try !!! - keep us posted.

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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