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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Patma
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Fred thread, I like that:grin:

Thanks for your support, buxie and glad you've enjoyed the read.

Watch this space cos you aint seen nothin yet:wink::wink:

 

Nothing_whitespace_blank.gif

 

 

now youve seen nothing :)

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  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Morning all. Any sign of that letter you were awaiting Patma, the order ("IT IS ORDERED THAT THE CLAIMANT DO REPLY IN WRITING TO THE FOUR APPLICATIONS OF THE DEFENDANT, DATED 6TH AUGUST, ON OR BEFORE 28TH AUGUST 2009.UPON RECEIPT OF WHICH THE FILE WILL BE REFERRED BACK TO THE DISTRICT JUDGE FOR HIS CONSIDERATION.") only gives Lyons-Davidson until 28th August to respond in writing and it would be nice if we could cause them intolerable misery by putting one final application in to the Court which His Honour might also like to read alongside whatever fairy story they submit in response to this order whilst 'CONSIDERING'. The content of that letter will be very damning for them in the event it arrives in time for a further application to be made.

Edited by Toulose LeDebt

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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I'll write an application for Fred today Patma based on the document I sent you with the red underlined sentences. Frankly that in itself is enough to see this case struck out for what it is and that's assuming the claimant can furnish the Court with acceptable explanations for all the other 'anomalies' in their case as per the latest order. I have my doubts that there is a satisfactory explanation to any of the issues let alone all of them but let's give them a chance to make representation before we inform the judge about the most recent issue.

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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I'll write an application for Fred today Patma based on the document I sent you with the red underlined sentences. Frankly that in itself is enough to see this case struck out for what it is and that's assuming the claimant can furnish the Court with acceptable explanations for all the other 'anomalies' in their case as per the latest order. I have my doubts that there is a satisfactory explanation to any of the issues let alone all of them but let's give them a chance to make representation before we inform the judge about the most recent issue.

 

That's brilliant, thanks TLD. Just sent you another pm btw.

The clocks ticking for LD to get their comments in to the court and then after that the hearing is fixed for a week tomorrow. Things should get exciting ........;):D;)

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I think I might apply for a job at LD...... from the looks of it they pay staff to sit on the internet all day... of course chances are they may not be practising anymore once the SRA catch up with them........ maybe the guests should be looking here instead

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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I think I might apply for a job at LD...... from the looks of it they pay staff to sit on the internet all day... of course chances are they may not be practising anymore once the SRA catch up with them........ maybe the guests should be looking here instead

Very true, Natalie. The college might be shedding some staff too after this.

Not all of the guests are necessarily from LD or PCAD though, as the city council have shown an interest, thanks to TLD'S lengthy communication with his " highly-placed friend" who did ask for the thread link;).

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I think I might apply for a job at LD...... from the looks of it they pay staff to sit on the internet all day... of course chances are they may not be practising anymore once the SRA catch up with them........ maybe the guests should be looking here instead

 

That's very helpful of you natalie providing that link. It's not just the SRA that Lyons-Davidson might need to look out for, there's a chance that the matter will be referred to the Attorney General for consideration after what we have discovered recently is put to the Court on top of all the outstanding issues with their case.

Edited by Toulose LeDebt

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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That's very helpful of you natalie providing that link. It's not just the SRA they might need to look out for, there's a chance that the matter will be referred to the Attorney General for consideration after what we have discovered recently is put to the Court on top of all the outstanding issues with their case.

Careful TLD, you'll scare our guests and might put them off their lunch.:eek:

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A lunch the poor deluded souls at Lyons-Davidson are probably still convinced that Fred will be paying for.....:D

Edited by Toulose LeDebt

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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A lunch the poor deluded souls are probably still convinced that Fred will be paying for.....:D

I wouldn't like to be in the shoes of the PCAD person responsible for explaining why they have a bill for thousands of pounds to pay over a little itty bitty car park barrier [problem] which went horribly wrong for them.:eek: oops....

 

Just sent you another pm TLD btw

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Just received it thanks. EDIT (the pm not the doc)

 

How glad are we that you had the foresight to get a copy of the tape of the 1st July hearing now????

 

Of course if they want to go on and state 'that' in Court that's up to them and just another claim they make which can be easily proven as false simply upon production of the transcript. How contemptuous of them to assume that their particular interpretation of what was admitted and denied at that hearing should be taken as truth? :-x:-x

 

And again how contemptuous to assume that an LIP wouldn't notice?

 

Talk about digging yourselves in deeper, how much further are they going to go ???

 

journey-center-earth-3d-pos.jpg

 

 

(There's a very good chance that the Judge has already felt the need to listen to the tape of that hearing himself anyway so will probably be a little fresher on the subject of what was admitted or denied than LD might want).

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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:lol:

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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It's all sent now TLD:D

How glad are we that you had the foresight to get a copy of the tape of the 1st July hearing now????

 

Of course if they want to go on and state 'that' in Court that's up to them and just another claim they make which can be easily proven as false simply upon production of the transcript. How contemptuous of them to assume that their particular interpretation of what was admitted and denied at that hearing should be taken as truth? :-x:-x

 

And again how contemptuous to assume that an LIP wouldn't notice?

 

Talk about digging yourselves in deeper, how much further are they going to go ???

It's very worrying that a firm of solicitors has such a disregard for the truth. Effectively trying falsely to use the judge as a witness for their side, is a particularly low trick that if I were the judge, Id take exception to.

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Seeing it in writing brings home just what scant regard they do have for facts and the truth. Most of that document is just the same recycled garbage, copied and pasted from the previous rehash of it, poor grammar and spelling mistakes included.

 

How ironic that on a document partially entitled 'Chronology' they still struggle to come to terms with the simple concept of telling the time correctly......

 

If an LIP had put their case together there's no way it would have been allowed to progress to this stage, I can only hope that once exposed the repurcussions of their behaviour in bringing these proceedings are proportionately more severe than anything said LIP would have received.

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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I wouldn't like to be in the shoes of the PCAD person responsible for explaining why they have a bill for thousands of pounds to pay over a little itty bitty car park barrier [problem] which went horribly wrong for them.
I do keep wondering how many times they have tried this type of [problem] on in the past.

 

I somehow doubt that Fred was their first victim, although I do rather suspect he may well be their last.

 

When you get a chance Patma, it may be worth having a little chat with the Student Union, to ask if any other Students have had similar hassles. Probably not a barrier, but something along the same claim for expensive repairs line, pushed hard by an aggressive department/official, backed up by snarling lawyers overly keen to extract an excessive payment.

 

I just have a feeling that other, remarkably similar cases will pop out of the woodwork once you start grubbing around. Indeed, if this hits the media, as seems highly likely, then don't be too surprised if other people come forward to recount similar experiences.

 

Cheers,

BRW

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All the evidence being unveiled is very exciting, but don't let Fred loose sight of what he wants to achieve.

Presumably it is to have the caution removed, and the claim for cost of repair to the barrier dropped. I would also be thinking of costs/damages.

 

Have you a contingency plan should LD/the college/Insurance company drop their court claim at the very last moment.

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