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I have car finance to which i fell behind with my payments due to losing my job, i have paid over a 3rd off. It has now gone to court next month...do i have to appear?

I have now got a job and feel i could manage the agreement monthly payments.

I have N9c form to fill in with my proposals for payment so that i can try and keep the car, i was thinking of offering my monthly payment plus an extra 20 or 30 pound until i can afford to pay more off the arrears.


Has anybody gone through something similar ? I dont want to get my offer refused and dont want to lose the car!



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next question

when did you take the agreement out


have you written to audi with your new change of circumstance and offer of repayment now you have a new job.


even at this late stage they can withdraw there claim if they accept your proposals


contact audi direct

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I took out the agreement Nov 06, when i got the job last month i contacted audi told them i can start making monthly payments, they told me there was nothing they could do to help me!

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they are trained to say that to get there money


contact audi collections again by letter asking to resume the agreement now you are in full time employment


it does work some times


did you ever get a default notice

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youll get it

still to small

took me a while

scan the image into your computer and save

upload immage on photo bucket

click on the inage box

then post under the option message boards


popping out for a bit and will look in again in a few hours to comment on default notice


thats if some one beats me to it

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creditors normally cock up by not allowing 2 days for service

thats not the case

ime digging up an old thread ref default notices

they have to be laid out in a certain way and parts need to be underlined etc


while i go huntting, so bare with me, may take time


can any body in the mean time give a link to the thread where it shows how a default notice needs to be laid out and what it needs to contain


many thanks

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