Jump to content


Surreyed V Hsbc


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5330 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Right so I have sent off my DPA request today. The clock is ticking, wish I knew about this before, HSBC closed my account in Sept 05 as I refused to pay another £56 charge that put me over my OD limit... You little buggers will pay lol! :rolleyes: 40 days counting....

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites

Well its been delivered already to my local branch, also sending Data Protection Act requests off to Egg for 2 x cards and Mint for 2 x cards.

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites
  • 3 weeks later...

Wooohooo - I got home from holiday to find a large pile of envelopes from HSBC - Calculated my charges and am ready to reclaim £926!! great stuff! - can I reclaim charges as well for returned cheques??

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites

there is a spreadsheet in the templates forum

WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY :lol:

 

MY SUCCESSESS

HSBC £5,735.35 :D

MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:

MUM £3580.00 WIN FROM NatWest :grin:

AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00

EQUITA BAILIFFS £293.00 REFUND :grin:

MBNA £871.16 WON WITH CI AT 24.49%

WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol

CAP ONE WON WITH CI AT 29.9% £994.26

 

CLAIMS ON THE GO AT MO

mbna ppi

NatWest cc at mcol (ppi next)

welcome ppi

first response charges

 

IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU ;)

Link to post
Share on other sites

was about to post the letter off and got a call from my other half telling me another 45 envelopes arrived from HSBC! Cant wait to get home and tally up those charges as well! Has anyone ever sent the request for monies back direct to D+G Solicitors?

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites

Also do I add up the charges that state "TOTAL CHARGES"?? Thanks

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites

Yep total charges is the amount they like to whack on at the end of the month just before pay day to gain themselves a tad more profit.

Dani

 

Link to post
Share on other sites

yes add them as well

WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY :lol:

 

MY SUCCESSESS

HSBC £5,735.35 :D

MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:

MUM £3580.00 WIN FROM NatWest :grin:

AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00

EQUITA BAILIFFS £293.00 REFUND :grin:

MBNA £871.16 WON WITH CI AT 24.49%

WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol

CAP ONE WON WITH CI AT 29.9% £994.26

 

CLAIMS ON THE GO AT MO

mbna ppi

NatWest cc at mcol (ppi next)

welcome ppi

first response charges

 

IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU ;)

Link to post
Share on other sites

Damn - The forty or so envelopes that came were duplicates but missed 2 £40 charges the first time round - Letter ready to post today for £1026!

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites
  • 3 weeks later...

No reply to my first request so LBA sent, what usually happens now?

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites

You will either received a standard bog off letter telling you that their charges are fair etc..... in which case continue and file with mcol when the 14 days are up. Or you will hear nothing at all like me! I had no response to my prelim or LBA so filed with mcol 14 days after the LBA.

 

Good luck

 

Louise

Link to post
Share on other sites

It sound like your claim is going down exactly the same route as mine did!

 

A full set of duplicate statements, and no response to any prelim. or LBA.

 

At this rate you should have your money back within a month or so:D

Link to post
Share on other sites

standard response from colin langdale re: pre lim letter, go to ombudsman blah blah blah

 

dont think so pal! LBA sent and recieved so lets wait and see what happens from here.

 

ps - if i do file MCOL what is the fee?

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites
  • 2 weeks later...

So if I get home today to find no FULL OFFER I can file my MCOL Woohoo....

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites

nipped home at lunch, no letter so need to file MCOL. Can someone point me in the direction of advice on this, I cant seem to locate. What wording should be used?

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites

I am such an idiot!! I filed my MCOL online but have just realsied I put the wrong bank account number in the particulars!! Any idea how to resolve this.

 

Signed >>> The fool!

_____________________________________________

 

HSBC X 1 ACCOUNT

19/07 - Data Protection Act Req sent

Reply recieved 05/08 - £1022 to be claimed

Letter requesting charges sent 07/08,

LBA will be sent on 22/08 if no reply.

22/08/06 LBA Sent, reply expected 05/09

06/09/09 - MCOL Filed - £1285.91

 

EGG X 2 CARDS

20/07 - Data Protection Act Req sent

Reply recieved requesting ID and sent on 28/07/06.

Acknowledged by EGG and statements will be sent.

Statements due by 29/08

 

Mint X 1 CARD

20/07 - Data Protection Act Req sent

05/08 - Request for £10 recd

08/08 - Letter + cheque sent recorded

Statements due by 29/08

Link to post
Share on other sites

you can ammend the particulars of the claim, i think it costs £35 or cancel it and do another one.

you have to contact the court to do either one.

 

have a look in the help files on the mcol website

 

Andy

HSBC

Prelim sent 1st aug

LBA sent 15th aug

MCOL issued 31st aug

offer recieved and rejected 5 sept

second offer recieved 3rd oct

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...