Advice for PPI Claim against Lloyds

[rocker1968]

I'm trying to help my girlfriend Put in a claim for mis sold PPI

 

She took out a personal loan with Lloyds internet banking in May 2005 for £16k. THe ppi on this was £3586.06

 

I'm trying to find out how to word the claim letter. As she applied on the internet I presume she must haev ticked the ppi box or does that happen automatically.

 

Can anyone help?

 

Thanks

[havinastella]

Have a look here

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/61081-ppi-some-notes-claimants.html

 

 

JOgs

[alanalana]

Hello rocker,

 

also please have a look at this.....

 

For claims before 2005 and the FSA ruling from which campaign

How to tell if you’ve been mis-sold PPI

Quick check: were you mis-sold? - How to tell if you’ve been mis-sold PPI

 

Another useful site to help you reclaim missold PPI UPDATED 16 JUN 08

Reclaim your PPI premiums - payment protection insurance | This is Money

 

This is a little snippet from the above link....

 

Can I reclaim on any PPI policy?

Your claim for compensation is dependent on when you took the insurance. PPI sales only came under the jurisdiction of the FSA on 14 January 2005. Any sales made before then are not covered by the latest rules.

However, it may still be worth complaining to your lender if you feel you have been mis-sold. If you bought before January 2005 it is likely that they will have been covered by a previous regime of rules. This means that the Financial Ombudsman Service will be able to consider these complaints. If you took PPI after January 2005, your claim is subject to the latest rules.

 

 

All in this...................links

 

In stickies at the top of the forum. Lots of info which may give you some guidance on the way forward.

 

aa