Jump to content


  • Tweets

  • Posts

    • the motor is less than 6mts in your possession, you should not be paying a penny under Consumer rights act!!   dx
    • Bought the car for my partner in April 2021. Driving home i heard a tappet like sound and i assumed it was just that , tappets , so nothing to worry about. after 3 months my parthner tells me the noise got worse, as i do not use the car due to having a van, i agree it has got worse and something must be wrong. i visit a few garages and just ask them to listen. and they advise needs furthur inspection and not to drive it.   Called car dealer and returned with car as he wanted to inspect it at there garage. There mechanic said something about oil and to do a complete fluch of system and change oil and filder and add addidtive . i did all this and then noise persists. Dealer says it would be cheaper to get a new engine. but he will deal with it to get it done cheapo as possible. left the car for 2 weeks and nothing had been done, he struggling to find an engine under 2k.   Basically in the end he has asked me to sort the issue out my self and refunded me £850 towards it.  Now an engine fitted i have sourced.   because of all the mssing about i agreed to fixing it myself but is it fair that i pay most of the money to get it fixed ?   Engine £1720 Fitting £600 Total £2320
    • for the donation.   they should be copy and pasting the particulars of claim from the claimform for you and giving the address each was served too? id you ask that ? thats why you should record your call and get them to read it out from their se=creen. you can't move any ccj investigation fwd without those details   as for the statement i made.....   when a debt drops of your credit file as the defaulted date reaches it's 6th birthday, that does NOT mean the debt is dead nor still p'haps owed, esp if the debt owner has never been informed of your current and correct address for EACH debt  in writing, should you have moved since takeout .   even a statute barred debt can have a backdoor ccj raised to an old address, as it would be a roboclaim where no human checks anything...so that is why its SOOO important to ensure either the original credit before sale or the debt buyer/dca ha/has in writing your current and correct address from YOU.   never assume just 'because' a dca writes to your correct address they have it legally from you in writng if you've moved. for the sake of a 2nd class stamp its not worth the worry.   dx    
    • Thanks for your reply! I've found this info as well on cable.co.uk , so you think we should stick to our position and raise a complaint and disregard the early fees?    If Virgin Media is not available at your new address If you find that it is not available at your new property, then you will need to let Virgin Media know that you are leaving as soon as possible. If you are not at the end of your contract, you will unfortunately have to pay Early Disconnection Fees. The amount this will be is dependent on how many months you have left on your contract.   Best
    • Well all in all I'm a little more cheerful now   Got the holiday refunded (£230) Quoted package Travel regs at them (ferry also booked through them) and got £50 compensation and an offer of money off our next stay    New campsite is £190 so that leaves a little bit left over for a couple of nice meals out   Will miss not going to the island though but have booked into Prestatyn which while nice isn't quite what we wanted
  • Our picks

TheCobbettSlayer v NatWest ***WON***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5188 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 415
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Well, I'm as prepared as I'll ever be. Documents checked for order and in a new filing system so I can find everything straight away. All of my various arguments in note form and I've pressed my best suit.

 

I think that covers it.

 

I'll let you know tomorrow!

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

Link to post
Share on other sites

wow ive read your thread its really exciting your faceing my biggest fear , GOOD LUCK and knock there socks off , will be thinking about you.:smile:

FINGERS CROSSED!!!!!!! GOOD LUCK ALL!!!!!!:p

 

I WILL BE DONATING MONEY WHEN WON TO THIS SITE FOR MAKING IT HAPPEN!!! WELL HELPING ATLEAST!!!!!!

 

S.A.R SENT 06/07/06 -----

REQUEST FOR NatWest STATEMENTS 25/07/06-delivered 03/08/06-:p

PRELIM SENT 30/08/06---:D

received offer of £400-

lba sent-27/09/06

COURT 8% INTEST SHEETS SENT 26/10/06

MONEYCLAIM FILED- 01/11/06

 

CAPITAL ONE YOUR NEXT!!!!!! :x:!::x

Link to post
Share on other sites

good luck for tomora , let us know how you get on

FINGERS CROSSED!!!!!!! GOOD LUCK ALL!!!!!!:p

 

I WILL BE DONATING MONEY WHEN WON TO THIS SITE FOR MAKING IT HAPPEN!!! WELL HELPING ATLEAST!!!!!!

 

S.A.R SENT 06/07/06 -----

REQUEST FOR NatWest STATEMENTS 25/07/06-delivered 03/08/06-:p

PRELIM SENT 30/08/06---:D

received offer of £400-

lba sent-27/09/06

COURT 8% INTEST SHEETS SENT 26/10/06

MONEYCLAIM FILED- 01/11/06

 

CAPITAL ONE YOUR NEXT!!!!!! :x:!::x

Link to post
Share on other sites

Good luck, do us proud, knock 'em dead, show 'em wot you are made of...i think that just about covers it...yep, that'll do.:D

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

Link to post
Share on other sites

Your public awaits Paul. What's the latest?

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

There will be a news report from Mansfield County Court very soon.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

Link to post
Share on other sites

Good afternoon and it is I believe a very good afternoon, not only for The Cobbett Slayer and the Slayer family but potentially for all bank charges claimants.

 

It turned out to be a 50 minute hearing as there were 2 applications before the Judge. Cobbetts had instructed Counsel so it was Me and Mrs Slayer, Natwests Barrister and the District Judge.

 

The Judge took the unusual step of not taking any further information from me as he was satisfied that the applications were made in good faith and with merit so he started straight away in Ms Duckworth for the basis of their defence to both applications.

 

Ms Duckworth tried to plead that the application for An Order to Respond to the Request Made Under CPR Part 18 was no longer relevant as Natwest had made a partial settlement last week. My argument to this was that as the claim has not been settled in full, the issue of liability is still very much live and that the information requested will be relevant to both the Claim and the Defence.

 

With regard to the Application to Strike Out the Defence, Ms Duckworth pleaded that as there is an ambiguity in the Order for Disclosure they have not yet failed to comply. The first date for Disclosure was 22nd December but there is a second date of 19th January and they will be filing Disclosure by that date (a whole 2 days away).

 

The Judge considered the position and made the following summing up:

 

In view of the ambiguous nature of the order of 23rd November 2006 it cannot be proven that the Defendant is in breach. The application to Strike out the defence is dismissed.

 

The application for a Response to the Request for Further Information IS ALLOWED. The Defendant shall by 10th February 2007 provide the Claimant with the following information: THE ACTUAL COST INCURRED BY THE DEFENDANT IN ADMINISTERING EACH AND EVERY ALLEGED BREACH PARTICULARISED BY THE CLAIMANT.

In a nutshell, he has ordered them the tell me what we all want to know. How much does it actually cost to bounce a direct debit/cheque/standing order.

 

I was quite pleased with this - striking out the defence would have been a stunning result but the order for disclosure is pretty good in my book. Ms Duckworth looked a little stunned. While I was trying to keep a straight face we reached the final part of the proceedings - the issue of costs.

 

I decided to play it straight as all it has cost me was a quid to park the car and £20 for baby Slayers nursery fee for the morning. Ms Duckworth pitched in with an application for costs in respect of the application to Strike Out. (About £1500).

 

The Judge looked her straight in the eye and said "I've heard 2 applications Miss Duckworth and allowed one of them so we would all have been here anyway. Application for costs is dismissed."

 

It is, to the best of my knowledge the first time I've ever sc**wed a Barrister:D

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

Link to post
Share on other sites

Well looks like they'll be coughing up on the 9th of Feb then !!!

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

hhhmmmm.... cool, well done :)

 

I take it it is still possible for Natwest to back out of the case, and pay the remainder of your claim in order to avoid revealing their actual costs?

 

Matt

Circo Loco @ DC10, Ibiza. My favorite place in the world on a Monday afternoon.

Link to post
Share on other sites

All-in-all a right 'porker' of a day for Natwest;)

 

Slayers 2 Natwest barrister 0:D:D

 

Good on you for sticking to your guns, you're a better man than I (and considering I am no man, this is actually a very BIG compliment!!!!)

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

Link to post
Share on other sites

Guest ian cognito

Well congratulations Mr & Mrs CobbettSlayer, It appears things are most definitely looking up for you and yours!

Well done that Judge!!!!

Link to post
Share on other sites

I Want To Say A Very Very Rude Word Indeed But I Cant Think Of Ne Rude Enough - So Woooopeeeyyyyyyyyydoooooooooo Well Done Paul You Have Balls Of Steel!!!!!!!!! And So Does Mrs Slayer By Association!!!!!!!

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

WELL DONE PAUL.

 

Someone, one day, at Nat West or Cobbetts must realise that:

 

a) Administering these claims to the extent that they do is COSTING NAT WEST money.

 

b) Delaying paying out is COSTING NAT WEST more in interest charges.

 

c) Taking the process as far as they can and p***ing the courts off is working AGAINST NAT WEST.

 

d) Taking people to court is COSTING NAT WEST.

 

e) Making people go through this is LOSING NAT WEST customers.

 

When will they ever learn. I'm trying to save them money by mentioning this....how fair is that!!??

WON £4000 v NAT WEST

Link to post
Share on other sites

The application for a Response to the Request for Further Information IS ALLOWED. The Defendant shall by 10th February 2007 provide the Claimant with the following information: THE ACTUAL COST INCURRED BY THE DEFENDANT IN ADMINISTERING EACH AND EVERY ALLEGED BREACH PARTICULARISED BY THE CLAIMANT.

 

w000t, excellent ruling!

 

The Judge looked her straight in the eye and said "I've heard 2 applications Miss Duckworth and allowed one of them so we would all have been here anyway. Application for costs is dismissed."

 

ROTFLMFAO - brilliant :)

 

Nice work Paul.

Two questions here - i) what happens if they don't provide the information ordered without settling up, and ii) Could you go again for an order (without ambiguity) to strike out the defence??

 

Cheers

 

Michael

Please note that the right to reproduce any part of any post I make on this forum is restricted under copyright law.

 

Please see the following copyright statement

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...