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TheCobbettSlayer v NatWest ***WON***


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I want to go to Australia cos it's lovely this time of year but it's a hell of a long time to have a toddler on a plane.

 

Does that make it sound like I'm married to a 2 year old:eek:

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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And the Cobbett Slayer rests not.

 

Here's the next gripping installment as popped in the post today to NW Customer Relations.

 

I have today received a cheque from RBS Group Litigation Department in the sum of £10,878.97 in settlement of my claim for recovery of unlawful bank charges.

 

This settlement does not address the issue of charges added to my account since the commencement of my claim, a total of £148.12.

 

Clearly it would be senseless to resort to further litigation to recover this amount, although I am prepared to do so if necessary. In order to avoid such action, I require reimbursement of the aforementioned sum within 7 days of the date of this letter. If the full amount is not credited to my account within that time I will issue further proceedings against you. I believe that there will be a further charge of £28 to be applied to my account on 21st January for “unauthorised borrowing”. As this “borrowing” is made up entirely of the charges I am requesting be reimbursed, please also confirm that this charge will not be applied, as it will only result in further unnecessary correspondence.

 

I look forward to receiving your response before 20th January 2007.

 

 

I'm on a roll now;)

 

 

Great letter.

 

Me thinks I'm gonna nab this as and when they return mine. So much better than threatening to just slap someone into giving me back wot they've merrily added on to the small fortune outstanding on my accounts, since my claim was filed. Cheers:D

 

Have pipped you. I think this should be entered on to the templates section, don't you?;)

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Thanks for the pip Mugs.

 

If admin want to put a version in the templates library I certainly have no objection.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Thanks for the pip Mugs.

If admin want to put a version in the templates library I certainly have no objection.

 

The pleasure is all mine:)

 

I didn't, for one minute, think you would!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Ask for damages i am.

 

 

James

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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Ask for damages i am.

 

 

James

 

I'm already damaged James;)

 

Thing with that is you can normally only get exceptional damages if the case actually goes to court which is very unlikely to happen.

 

I have been off work for the last 3 months with a stress related condition, in part (not entirely) due to the pressures of making this claim. I'm sure that I could try and claim something for that and the effect it has had on my family but to be honest, I don't think it would benefit anyone if we all started trying to hammer the banks for financial compensation for what is little more than having to think for ourselves.

 

If we all focus on the point in question, get back what is rightfully ours, without trying to take the mickey, the banks will roll over sooner rather than later. If we push the point too hard they might just get the hump and risk going to court.

 

Paul

  • Haha 1

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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With one foul swoop of his trusty sword of litigation, the Cobbettslayer sliced off the right arm of the wicked witch of the NatWest. With money haemorrhaging from the near fatal wound, the Cobbettslayer took one step back to survey his neat yet fearless handiwork. With the assembled audience of lesser mortals baying for the death of the wicked witch and the almost certain end of her evil and greedy regime our superhero thought for what seemed a lifetime but in reality was just one nanosecond. Should he stay in the arena and finish off this evil monster or should he go home and have another cup of tea and a bun.

 

 

Do you write this sh*te for a living Neil:D

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Do you write this sh*te for a living Neil:D

 

One would hope so, and in Neils' defence, as it is clearly wasted on you!!!!! (LOVL)

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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I'm just impressed that you spelled haemorrhaging correctly;)

Pity you screwed up on handywork:D

 

As you may have noticed I'm takin the p. Thank you for your support!

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Paul, can I just ask a couple of things:

 

a) how far back did your claim go?

b) Did you ever have to attend court, if so, what happened?

 

Im at court stage, claiming back to 1990 and I think there may be a hearing as Halifax defended. They have paid me £900 for the last 6 years but defending rest. Only comes to £2000 extra. Nothing to them!

HALIFAX: PRE 6 year claim 1991-2006 WON 21/3/07 £2616

CAPITAL 1 - WON 19/3/07 £800.22

CAPITAL 1 - WON 19/3/07 £325.75

AQUA - MCOL 2/3/07 £172.79

ABBEY - MCOL 2/3/07 £261.37

HALIFAX VISA - WON default removal 19/3/07

PARAGON - LBA 11/3/07

CABOT -SAR 26/2/07

ROCKWELL -OFFER 20/2/07

GMAC -MCOL 7/2/07 £189.85

WESTCOT - SAR 25/2/07

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Paul, just a quick addition to the letter. UBF due out on 31st January 07.

I missed you're partial win so CONGRATULATIONS!

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Thanks Nattie - it was a typo and I corrected it in the finished version that went to the bank.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Paul, can I just ask a couple of things:

 

a) how far back did your claim go?

b) Did you ever have to attend court, if so, what happened?

 

Im at court stage, claiming back to 1990 and I think there may be a hearing as Halifax defended. They have paid me £900 for the last 6 years but defending rest. Only comes to £2000 extra. Nothing to them!

 

The charges only go back to 2002 - there was one month when they stuck me for a whopping £900!

 

The only hearing so far has been by telephone conference. It was very informal as the judge recognized that I was litigant in person and made it very easy for me. I'm still going to court on Wednesday so I'll report back after that.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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The charges only go back to 2002 - there was one month when they stuck me for a whopping £900!

 

The only hearing so far has been by telephone conference. It was very informal as the judge recognized that I was litigant in person and made it very easy for me. I'm still going to court on Wednesday so I'll report back after that.

 

Whats going to be the plan on Wednesday?? Cant believe they hit you £900 in 1 month, how greedy!!!

HALIFAX: PRE 6 year claim 1991-2006 WON 21/3/07 £2616

CAPITAL 1 - WON 19/3/07 £800.22

CAPITAL 1 - WON 19/3/07 £325.75

AQUA - MCOL 2/3/07 £172.79

ABBEY - MCOL 2/3/07 £261.37

HALIFAX VISA - WON default removal 19/3/07

PARAGON - LBA 11/3/07

CABOT -SAR 26/2/07

ROCKWELL -OFFER 20/2/07

GMAC -MCOL 7/2/07 £189.85

WESTCOT - SAR 25/2/07

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I have been reading this site since about August and dont ask me why but until know I have not read your story in full.

Now I cant keep away. Well done for the cheque you received, but is there a reason they have sent it and not settled the rest? Think hard and dont be too complacent there could have been a good reason for it.

Otherwise good luck for Wednesday! BE READY for the unexpected

John

If You are on benefits you must read this

 

Social Security Administration Act 1992

Miscellaneous

Certain benefit to be inalienable **

 

187- Subject to the provisions of this Act, every assignment of, or charge on-

(a)benefit as defined in section 122 of the Contributions and Benefits Act;

(b)any income-related benefit; or

©child benefit,

and every agreement to assign or charge such benefit shall be void; and, on the bankruptcy of the beneficiary, such benefit shall not pass to any trustee or other person acting on behalf of his creditors

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Whats going to be the plan on Wednesday?? Cant believe they hit you £900 in 1 month, how greedy!!!

 

The plan for Wednesday is to go to court and still push either for disclosure or for the judge to strike out the defence.

 

I'll tell you more on Wednesday as we all know that this site is read by Cobbetts and I want to keep them on the back foot. I do believe that what I have should be sufficient but it still hangs on the Judges opinion.

 

I'm sorry to keep you hanging on like this but I don't want to take any chances on Cobbetts knowing what I intend to argue before the hearing.

 

Paul

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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CONGRATULATIONS and

Please please keep on visiting the site as all your knowledge and advise would be greatly appreciated. Ive got my statements and having a quick glance at them its looking at about £9000 and thats without interest.

Cap One (me)

Data Protection Act sent 15/08

Prem letter sent 23/09 £800

Partial offer £312

LBA sent 04/10

File at court 27/11

/B/C (me)

Data Protection Act sent 18/08

Account pre may 04 ordered statements

11/09

 

B/C (old mans)

Data Protection Act sent 18/08

missing statement letter 29/08

Prem letter sent 26/9 £500 + £1172.00 Est

 

Nat West (joint)

DPA letter sent 28/07

LBA non-compliance letter 11/09

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Had an letter from Cobbetts this morning enclosing their schedule of costs for defending the application to strike out the defence.

 

It comes to £512 inrespect of preparation plus an unspecified amount for the hearing itself.

 

I'm sure that this is just a scare tactic in the hopes I'll withdraw from the hearing but does anyone else have any thoughts?

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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its just a scare tactic Mr Slayer Sir, I don't think that a judge would award such costs against a litigant in person.

 

anyway, if they are sending you a quote for their time, they cant add "unspecified" costs.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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good luck paul, let us know how it goes

HALIFAX: PRE 6 year claim 1991-2006 WON 21/3/07 £2616

CAPITAL 1 - WON 19/3/07 £800.22

CAPITAL 1 - WON 19/3/07 £325.75

AQUA - MCOL 2/3/07 £172.79

ABBEY - MCOL 2/3/07 £261.37

HALIFAX VISA - WON default removal 19/3/07

PARAGON - LBA 11/3/07

CABOT -SAR 26/2/07

ROCKWELL -OFFER 20/2/07

GMAC -MCOL 7/2/07 £189.85

WESTCOT - SAR 25/2/07

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