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selling with a secured loan


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Hello, ive been reading through the posts for a while and thought i should be asking for some advice.

like a lot of people we are really struggling and we cant see it getting any better soon, to try and reduce our outgoings we are thinking of trying to sell and rent instead,

we have a mortgage with the halifax for £65k (settlement figure)

and a secured loan with nemo for £42k (settlement figure)

the valuation we have had is £100k but we think we need to undersell by about £10-£15 to try for a quick sale

 

does anyone know if nemo would allow this as their loan would be under paid and no longer secured?

 

thanks for looking any advice would be greatly appreciated

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