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I have a few debts with different companies


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I would like to see the original documentation as i believe they have bought the debts and are trying to charge me over the odds.

Also two of the debts are over 5 years old.

Please can someone point me in the direction of letter templates or what i should actually do to pay back as little as possible, or even nothing.

 

Thank you

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I would like to see the original documentation as i believe they have bought the debts and are trying to charge me over the odds. If they're loans or credit cards, use letter N to ask for copies of the agreements and a full statement of account.

Also two of the debts are over 5 years old. If you're in Scotland, they're statute barred. England/Wales - you have another year to go yet.

Please can someone point me in the direction of letter templates or what i should actually do to pay back as little as possible, or even nothing. CAG does not advocate not paying debts. If the companies chasing you have the right paperwork, you should agree a repayment plan with them.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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