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hello

 

my partner has jsut been checking his debits and got some ppi through our new mortgage company last year. Having asked for a copy of the terms he's realised that although he is classed as self-employed he actually 'subs' for someone and has done fro about 5 years - our accountant works out the tax returns.

 

Hes called the company tonight to check if hes covered cause the boss has been 'laying people off ' and so as technically he wouldn't go bust as such they said he wouldn't be covered for unemployment benefit so i'm thinking we've been paying a debit to this company for nearly 2 years for nothing! The company said that he was sold the package through our mortgage company!

 

any thoughts ?

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Hiya Becky75,

 

You have a copy of the PPI POLICY there if so id first check the exclusions if it says on there that self employed are not covered you need to get the ball rolling to get this back.

 

First we need some more info on your PPI was it a single premium policy or is it paid monthly with your mortgage payment.

 

Was your mortgage purchased direct from a building society or bank or was it brought via a broker.

 

Please supply as much info as possible minus any personal details and figures and we on CAG can help you to get the ball rolling.

 

Regards

 

Leon

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

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CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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