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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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UK26 -V- Experian Limited


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Yes i confirm you did send a donation to me for this case, and i note you have posted quite alot in the past.

 

I am happy for you to have access

 

Can the SiteTeam approve access for MrMT?

 

 

I fully understand the sensitivity and after donating assumed I would be seen as a no-risk member but obviously someone has decided otherwise so I'll have to bide my time and wait for the exposure when it's all over I guess.

 

Thanks for explaining that, a simple "Sorry, no can do" right from the first request would have been appreciated though.

 

Good luck and go get em!

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OK. I know i'm only new here, but I too have a case against Expirian and Vodafone. Vodafone defaulted me when we are in dispute. In fact Vodafone have denied there is a dispute, and they actually owe me money as they haven't returned my £150 deposit which was required at the start of the contract.

 

How do i prove I an genuine?

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PS.....Just to add, I was always taught if you have nothing to say, then say nothing. As a newbie just starting litigation against these 2 parties I do not have alot to add yet.

 

HI PAULH,

 

It is only UK26's Lowell thread that has been moved to a secure area...I would start your own new thread on your dispute with Experian on the Cedit reference agency forum then you will find that you will get much quicker responses and try to keep UK26's Experian fight to his dispute...I mean no offence by advising you to start your own thread.

 

sparkie

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HI PAULH,

 

It is only UK26's Lowell thread that has been moved to a secure area...I would start your own new thread on your dispute with Experian on the Cedit reference agency forum then you will find that you will get much quicker responses and try to keep UK26's Experian fight to his dispute...I mean no offence by advising you to start your own thread.

 

sparkie

 

Hi Sparky.

 

I wasn't looking to air my dispute on this thread, just asking on UK26 dispute.

 

Paul

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Basically this is such an important case and should I win, it will change how the finance industry sells there debts to the debt collection industry.

 

The case has been indicated it will end up in the High Court due to the serious effect it will have not only on Lowells but all the other companies out there.

 

Lowells have gone to the extreme to use barristers now to try and defend them.

 

 

Lowells are trying to monitor the lowells topic and we are trying very hard to make sure they don’t have access. If you are a new member or don’t have very many posts under your account. Your access will be refused.

 

Now this is something a lot of CAG members have been waiting a long time to see happen. Finally a chance to give the Debt Industry a real good kick in the balls. It's been a long time coming, but it will be well and truly deserved.

 

Good luck to UK26 and everyone working hard behind the scenes who I know will be giving it 110% to make sure it happens. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Hi UK26,

Sorry for being late onto this thread, donated £10 to the cause, if surplus to requirements please forward to CAG. Good luck mate everyone is behind you.

regards

Please remember our troops, fighting and dying in our name. God protect them.

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Just followed this thread NICE ONE!! The Financial Institutes of this Country are Guilty of little less than - Extortion – Harassment -Intimidation –Discrimination- Blackmail and Embezzlement and guess what the cheeky BA£££RDS after all they have had are putting there interest rates up and holding the Country to Ransom --Can someone tell Gordon to look at the real world ! If not they will do the same to the next prawn that comes along.

Oh forgot to add it is also compulsory them to tell untruths

 

 

This is the FIRST STEP

 

Donation sent

 

 

 

Edited by Cougar1
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We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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*Waves at the guest*

 

Well done and the very best of luck to you, what a brave person you are.

 

Will PM you for details of where to send donation, get some built up in a kitty so that the kick will be that much harder.

PLEASE DONATE ANYTHING THAT YOU CAN

 

 

A government that robs Peter to pay Paul can always depend on the support of Paul.

George Bernard Shaw

 

 

 

 

Go on, click me scales (if I have helped) :grin:

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Hi UK26,

 

I would just like to say I agree with restricted access, but please please be very careful who you allow in!!! this is too important!!!!!!!

 

Remember knowledge is power.

 

Can I add to this.

 

Be very careful. If they know our game plan then you may have less fire power

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I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.

Thomas Jefferson,(Attributed)

3rd president of US (1743 - 1826)

Edited by Cougar1
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Hello Cougar1!

 

I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.

Thomas Jefferson, (Attributed)

3rd president of US (1743 - 1826)

 

That was as true then, as it is now. The same comments apply to every Debt-Based Economy in the World.

 

The above is exactly what we are faced with now. This Recession will see another quantum shift in assets from the people to the banks (and all the bank like institutions that surround them).

 

People should not get too side-tracked laughing at the silly bankers, because they will have the last laugh if we let them. They know that minor inconveniences such as being asked to give up a £16m Pension, is Chicken Feed in comparison to the steady shift in assets over to the banks. They are still in control, just a little exposed for the first time in decades.

 

Now is the best chance we have had in a very long time to see what harm the banks are doing on a Global scale.

 

Cheers,

BRW

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Good game, eh?

Sell mortgages - make money

Collapse the economy - make people default

Reposess homes - sell them again.

Repeat as necessary.

 

Renting has never been so expensive!

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go and get 'em on both cases m8, we are all sitting on the fence waiting to have our peck at them, my missus has some unfinished business with experian

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Hi there UK26 - I am not asking for access as I agree too many eyes could give these bandits some ammunition. Creepers come in all disguises. Just to say all power to your cases, may good luck and positivity be with you and make no mistake about it; when you win you will probably be invited onto every consumer tv and radio programme going.

 

My personal best wishes go with you.

 

Stirling2005

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Like forstal said

 

There are alot of people with battles to fight and because of places like this and people like UK26 it's now not such a daunting task.

 

People no longer have to tolerate being taken advantage of because they don't know what or if they can do anything about it.

 

I know i wish i had found this site a long time ago.

 

All the best UK26

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Please note that this topic has not had any new posts for the last 3998 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

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