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UK26 -V- Experian Limited


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Here you are elizabeth1

 

 

Legal Department

Equifax Plc

Capital House

London

NW1 5DS

 

Name of one of their legal people...and e-mail address

anne-marie.horgan@equifax.com

 

sparkie

 

 

Thank you so much - I'll go get them now!! :D

My CCA skeleton argument to use in court -

http://www.consumeractiongroup.co.uk/forum/cabot/115280-useful-information.html

 

Useful Letters (CCA request is letter N)

http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

 

CAG A-Z list of useful places in CAG -

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/69359-cant-find-what-youre.html

 

Introduction to Consumer Litigation -

http://www.consumeractiongroup.co.uk/forum/general-debt/108467-basic-introduction-consumer-credit.html

CABOT THREADS -

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/131321-cabot-threads.html

 

ALWAYS SEEK A PROFESSIONAL OPINION FROM QUALIFIED ADVISORS - any advice offered is from my own experience and knowledge - I am NOT qualified.

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UK why was the thread moved?

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Elizabeth

 

You know if they dont comply u could always take the company to court.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Too many prying eyes could jeopardise the case. Im sure most will understand the reasoning

 

 

Oh i am fully understanding on that i just thought it might have been a lowells complaint or summing.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Elizabeth

 

You know if they dont comply u could always take the company to court.

 

 

I will do that - I've had enough of these CRA's messing about.

 

I sent one final letter by email & post and that's their final opportunity to clean my file up or else court it is!!

 

These CRA's need waking up - I've had enough of them messing about.

My CCA skeleton argument to use in court -

http://www.consumeractiongroup.co.uk/forum/cabot/115280-useful-information.html

 

Useful Letters (CCA request is letter N)

http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

 

CAG A-Z list of useful places in CAG -

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/69359-cant-find-what-youre.html

 

Introduction to Consumer Litigation -

http://www.consumeractiongroup.co.uk/forum/general-debt/108467-basic-introduction-consumer-credit.html

CABOT THREADS -

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/131321-cabot-threads.html

 

ALWAYS SEEK A PROFESSIONAL OPINION FROM QUALIFIED ADVISORS - any advice offered is from my own experience and knowledge - I am NOT qualified.

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These CRA's need waking up - I've had enough of them messing about.

 

[sigh] Its not a good time for the debt industry is it!

 

Government threatening guidelines/restrictions :D

Public awareness of the lack of powers they legally have :D

New Legislation on limitation act possible :D

Customer revolting and refuting debts :D

CAGers litigating :D

 

Game on I say!:rolleyes:

Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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well then maybe they should demand proof of debt and proof that the subject gave permission to process the info.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Subscribed and PM'd.

 

Best of luck, take these scoundrels down a peg or 12, and get the Great British Public the justice and service we deserve.

Any advice or opinion given is done so in the spirit of goodwill and assistance, but please note I'm not legally trained or qualified, only hoping to help. My advice or opinion is based on experience in my life, and research from forums such as this and other useful sites.

 

Please seek professional legal advice if you are in any doubt about what to do next with your personal case.

 

There are many threads on this forum to help you and I do recommend searching around to see what steps others have taken. You're in good hands with CAG-

buy a ConsumerActionGroup.co.uk email address, and help to keep this forum going!

 

If you like what I say, feel free to give those scales a tickle :-)

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Whilst people are awaiting the latest developments I would appreciate some help with Experian reply:

 

http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/181281-if-experian-get-confirmation.html#post1993103

 

Something makes me think it's the same old issue though (also I think perhaps thread is in wrong place?)

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Im quite sure UK will be telling all whats going on , but it'll have to wait until after his case is sorted. Suffice to say, there are some very worried people out there who are desperate to second guess and see whats up UK's sleeve. So Hopefully evryone will understand

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Basically this is such an important case and should I win, it will change how the finance industry sells there debts to the debt collection industry.

 

The case has been indicated it will end up in the High Court due to the serious effect it will have not only on Lowells but all the other companies out there.

 

Lowells have gone to the extreme to use barristers now to try and defend them.

 

 

Lowells are trying to monitor the lowells topic and we are trying very hard to make sure they don’t have access. If you are a new member or don’t have very many posts under your account. Your access will be refused.

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Hi MrMT,

I'm glad you are not offended by what UK26 has explained I am 1000% certain he did not mean any offence so please bear with him ..there are many many members who are, I am sure completely genuine, and cannot get access....but this thread MUST be guarded for the time being.

 

sparkie

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Please note that this topic has not had any new posts for the last 4034 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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