Lbl trying to repo my car

[jacobsr]

Hi everyone

 

New to this forum and have been reading some of the interesting stories regarding this company. i am also a victim of this company and they are now trying to seize the vehicle due to non payment. The agreement itself was signed in the car park of a supermarket and not on any premises and the loan was made by bank transfer. i have repaid in excess of 75%of the original loan amount and unfortunately stopped payment due to difficulties.

 

i have since reading all your stories revisited my BOS which contains erros like wrong address detail(Just the house number). it also contains witness statement signed by the sales rep and not an independent witness. The BOS was dated 26 january and registered at the high court on 31 Jan. i have also since reading this thread referred this case to stephensons solicitors.

My main questions are, is this agreement legal given that it was signed by the sales rep as a witness instead of an independent witness and secondly as it was conducted in a car park? The high court date stamp shows 31st January which was a sunday. Does the high court open on Sunday?

 

Even though i have referred this to stepehnsons, i need to be clear as to what my position is in this case and if anyone else including northern star could suggest any other solicitors that has been successful at dealing with these people.

 

Please Help

[blue4ever]

Hi JACOBSR Welcome to CAG,You have come to the right place and there are lot`s of people who will point you in the right direction.

check this link out http://www.consumeractiongroup.co.uk/forum/log-book-loans-bills/163752-i-beat-lbl.html

Read this thread

 

Cheers B4E

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[jaxads]

I'm claiming myself against them for their charges, but on the bright side for me, I've cleared the loan and they've confirmed this and given me back my V5. Just got a fight on my hands to get the charges back now.

 

What I would say is to "hide" the car, as they will take it away! You'll then be hit with additional charges of around £350 and have to pay these in addition to any arrears before you can get your car back.

 

But if they can't find the car .......

 

Best of luck to you. You're in the right place for help and advice.

[jaxads]

Hi JACOBSR - any updates??

[jacobsr]

Hi everyone

 

just a quick update on my battle with lbl. i have now passed this matter to a solicitor to deal and i guess its the same one that every body recommended. However last week wednesday, the repo guys visited my premises to try to repo the car. They actually managed to sneek into the car park without the knowledge of the porters but fortunately were spotted by him trying to repo the car. i was immediately alerted by the ported and i decided to comfront them. A huge comfrontation erupted within the premises as a result of them trying to take the car and me preventing them from doing so. Luckily, i spotted an opportunity and drove away with the car before they were able to take it outside of the car park. During this confrontation i was assaulted by the repo guys who were quite intimidating. Any how, once i drove off i decided to hide the car for the night some where else. The next morning, i went to report the assault at the police station and on my way back i stopped at a petrol station and as i was filling up at a petrol station, i noticed a van pull up next to the car and thought it to be suspicious. i immediately went back to the car and the driver of the van whom i recognised from the night before started to shout at me to see if i recognised him. i completely ignored him and got into my vehicle and tried to drive away, he decided to try to block me in but i wasnt having any of that. i found a gap which i used to drive past him and a chase ensued. This van continued to pursue me through the busy rush hour and also breaking red lights in order to try to catch me but unfortunately for them, i was in a much faster car and they were not aware that i was a cross between Lewis Hamilton and James Bond. Eventually, i managed to shake them off, however, i recognised that this was quite a dangerous position to be in were someone an innocent member of the public could have been killed during this pursuit.

i have since reported this incident to the police and they have mentioned to me that they will be in contact with the animals who were involved.

 

i have since hidden the car and informed my solicitors of this incident but does this mean that if i was driving along on the road and i was spotted, then i will have a repeat of this dreadful street chase? What can be done to prevent these kind of comfrontation.

 

The Bos is disputed as it was witnessed by the sales rep instead of an independent witness. Any advice will be appreciated ........Please Help

[jaxads]

That is dreadful !!!

 

Hope the car is now well hidden!!!

[jacobsr]

Oh yes it is well hidden! it will take a genius to find it but i dread being spotted on the road on the odd occassion when i have to use it. And advice ?

[Fleeced73]

Incidentally, those recent documents some were asked/made to sign that apparantly obilgate them to cease their legal action action against LBL in 'return' for recission of the loan agreement & security thereon were deemed by counsel to have a mere '10%' chance of standing up in court. In legal terms, that is saying there's no way on gods earth any court in the land would accept the terms of those agreements.