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New to Reclaiming Bank Fees


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Not really, but it might be wise to have a parachute bank account handy, just in case

PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Not really, but it might be wise to have a parachute bank account handy, just in case

 

I have already had to use a back up account , as they (HSBC) closed the account .

 

 

So do I start everything off with a S.A.R ?

Edited by madgran
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No if the organisation holds any info on you just state within the SAR what you require them to provide

PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Hi madgran , welcome to the forum - :)

 

If you're starting on the road to reclaiming your Bank Charges I would suggest you read the FAQs on this forum and here are a few links and templates to help you along :

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html

Templates library

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

And don't forget , if you need further advice - you only have to ask - someone will always answer - and we're a friendly lot on here! :D

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Just a few more tips madgran ............... :)

 

The bank will obviously try to sidetrack you, with letters like "we'll get back to you in 8 weeks , sometime ,never ........ :rolleyes:

 

Take no notice stick to your timetable - not theirs :

 

SAR : they have 40 days to produce

Preliminary Request Letter: 14 days

Letter Before Action(LBA) : 14 days

Then file at your local County Court ....... (using form N1)

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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