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    • nothing new always been that way for 25+yrs now i had voip lines with NTL back in the late 90's which is why a real trucall box or a handset with real truecall software in it is SO good.   on average i get about 25-35 of these calls a month NONE get thru  the ones that spoof UK or mobile numbers are still screened are easily dealt with the truecall system   if they are real, the only thing they have to do is speak and you get an alert ring to listen to whom call with the option to accept or ZZapp them. once zapped that number never gets thru again.   its worthy to note that the scammers only ever use disconnected numbers, or fake numbers after a known local UK dialling code well the truecall software already knows these numbers as it gets the same databases the scammers use. if the number doesnt come up on the fake/disconnected list, it also then checks if the UK number is listed active UK and will auto put people thru   very clever little device worth every penny and mine is from 2006 when i joined CAG.
    • No the info on comms log isn't quite right,   I hadn't worked since Xmas due to bereavement but I wasn't staying in Somerset since the Xmas. The comms log is very deceitful indeed and after I had finished evaluating it fully I came to the conclusion MB are very manipulative, they lie, cheat and twist the truth, but it only takes the slightest slip up and everything crumbles.   You see in order for MB to have taken any further steps they have to be entitled to take them. So when they lie and try to deceive the truth prevails 😊, so to send a copy of a Default Sums Notice dated 15/1/17 that doesn't exist on the log anywhere and Ive never had the original and then fail to include one in the SAR that is listed on the log as generated on 18/1/17 (not had this one either)  doesn't the consequence of that 1 act prevent them from any further action until the notices are served    86 (e) Notice of default sums (5)If the creditor or owner fails to give the debtor or hirer the notice under this section within the period mentioned in subsection (2), he shall not be entitled to enforce the agreement until the notice is given to the debtor or hirer.       But I am reducing the complaint and sticking to basics
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Hi all

 

i'm new on here but have a query!!

 

i have a secured loan with Future Mortgages... to date i am upto date with all payments and have not defaulted.. this is not the query!!!!

 

my account has been going well until last month when they did not collect my Direct Debit payment and to date it still has not been taken.

 

i went on thier website to find out they closed in MAY 08, i have received nothing in the post to tell me this.

 

WHAT DO I DO?

 

your advice would be greatly appreciated

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They must have been taken over by someone, but I would continue to service your mortgage until someone comes and says that they own it now.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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I would, can you open a seperate account and just chuck it in there every month? It is amazing isnt it, I would also google the company name and see what you find

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Future Mortgages hasn't closed it is just not accepting any new business, therefore the website which was for introducers has closed.

FM is part of CitiGroup.

Website has this message

For all queries, please contact our helpdesk on 08457 388873

 

I would also check that your CRA file is not showing as in arrears.

Consumer Health Forums - where you can discuss any health or relationship matters.

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there was this number to ring on the website 08457 388873. perhaps you should call them

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Future Mortgages are (were?) part of Citigroup Citibank UK | Retail | Info

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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