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    • Agree it is not a modification that needs to be disclosed to Insurers as changing the seats has not changed the risk.  
    • Frpm David Frost and Robert Jenrick: 'Conservatives must show we respect the votes in 2016 and 2019 and not give the Opposition the chance to undo the benefits of leaving the EU'   Sweep away the Brexit gloom – or Labour will unravel a huge gain ARCHIVE.PH archived 22 Apr 2024 05:47:50 UTC  
    • Please please help we were miss sold full fibre by EE July 22  Install couldn’t go ahead no equipment sent and no. Survey it was hell  foind out no full fibre in road so we had to go back to cooper no choice we involved. Ceo and they put in a man from customer resolution s  he was vile he told me I had to go to engineers  something very odd about the ex resolution s in bt basically they took my drive up said they Would put ducting in ready for full fibre we have got £ 40 for a hours upon hours phones stress and more told to go to ombudsman  then bill was £35 we called twice told it was that price as they had treated us appalling two weeks later all sky package gets pulled we call again our bill goes to 165 the next two weeks was hell trying to get yo bottom why it’s off our package it was all on in the end I spent a day on the phone  341 mins was the call anyway I got to the bottom it was this resolution man coveting up the other issue another deadlock  to cover it all up  they hide data  ee did so couldn’t get the miss sell in writing I have now only from sept  Basically now we tried getting full fibre and they have found my drive had to be taken up again which has sunk .  The engineer has placed the wrong ducting again under my drive and need s to be taken to again apparently and the pipe sticks up middle of the drive near gate not behind look so odd it’s a big as a drain pipe open to water and it’s below touching the electrical cables to hot tub . I was sent a letter from the ex resolution to say I had stopped the work  I haven’t  it’s so sadistic she covering up for her mate in that team as the orginal install he didn’t check it had been done correctly  I took to Twitter and posted on open reach they ignored me then after 3 calls of two weeks they sent a engineer bt ignored me ceo emails blocked tag on Twitter unanswered then we get someone from twitter send a engineer he written report to say it’s dangerous since we have  had a  letter to say our problem can not be resolved  then a email to say sorry we are leaving and we can’t get into our account Bt will not talk to us ofcom tells us nothing they can do Citzens advice said go to the police  we can’t go back to virgin due so mass issue with them only option is sky  but point is they make out we have canceled we haven’t we have this mess on our drive dangeous work we are in hell  it’s like she covering up for this collegue it’s all very odd I am disabled and they like played mentaly with me open reach say bt resolved the issue no they have not  I recon they have terminated us making our we have  to hide it from mgt  Help it’s hell I don’t sleep we have 29 may we have tried  calling they just ignore me  at first they are so lovely as they say I am then they go to nnamager and say we can’t say anything to you end call  Scared police are rubbish I need help even typing is so painfull  Thankyou  anyone hello be so grateful     
    • There's a thread somewhere about someone sending the baillifs against Wizzair that is quite hilarious. I would love to see someone do the same to Ryanair. Question is, should you be the one to take that role. You are entitled to the £220, if your flight was from the UK. If it was TO the UK I suppose it is more of a grey area... though the airlines I know have been using £220 as standard. Not that surprising for Ryanair, the worst cheapskates in the universe, to go for the lower amount, and if you forward this to the CEO he will probably have a jolly good laugh and give his accountants a verbal bonus. After all he's the one who said and I paraphrase "F*** our customers, they'll fly with us again anyway". While we would all love to see Ryanair get wooped in court again, I have to join my fellow posters in thinking it's not worth the hassle for (hypothetically) £7 and not sure it will expedite the payment either. It's already an achievement that you got them to accept to pay.
    • The US competition watchdog has taken legal action to stop Tapestry's $8.5bn takeover of rival Capri.View the full article
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello choco,

 

Quote:

Originally Posted by alanalana viewpost.gif

I hope my previous post was not misguided this post is to keep it in view.

 

aa

 

I have removed the previous post to hopefully get the thread moving again

 

wonders what was there...

 

I will repost what was in the original I hope it is acceptable. if not perhaps one of the site team could edit it out.

 

I am posting this as an afterthought in the hope the person/s bringing the action will see it.

 

This site has undoubtedly saved lives.

aa

 

 

  • Haha 1

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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me and huggys boss are going to buy 1 less packet of fags in the morning which means i can give CAG £5 postal order, i know it's not much to some but it's alot to us.Then you can go kick the brown stuff out of them:p

PHOTOBUCKET TUTORIAL IS NOW DONE HERE IT IS

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I don't want to put anyone off their wonderful ideas, but can I just say that mass-mailing this amount of people would likely to be a very expensive exercise.

 

Also, whilst it would be nice to know how well we are doing, unfortunately, there are less friendly eyes who would be delighted to know how quickly they can exhaust the fund so that CAG would have to throw in the towel, and so it is unfortunately unrealistic to get something like that out in the open. :-(

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hmmm, in most charity, and non profit organisations, you wouldn't have to put a meter in to explain all the funds and wehre they go, just a simple fund meter based on what current targets are.

 

Example...you could put that this site wishes to raise...um..£30,000 for example, towards the libel fund.

 

And a meter could be displayed at the amount roughly raised.

 

Sure there would be competitors with the same idea's, and want to destroy the good and kind nature of this site, but they can go to hell, it's not thier site and not thier problem.

 

They are only jelouse anyway that they didn't think of it and can't do it cause they not get the same members:)

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I don't want to put anyone off their wonderful ideas, but can I just say that mass-mailing this amount of people would likely to be a very expensive exercise.

 

Also, whilst it would be nice to know how well we are doing, unfortunately, there are less friendly eyes who would be delighted to know how quickly they can exhaust the fund so that CAG would have to throw in the towel, and so it is unfortunately unrealistic to get something like that out in the open. :-(

 

On the contrary, i think we should make it known to ALL that we are not prepared to see this site brought down, and that we will have a plan B, should the thing go pear - shaped, and that if it should be their intention to close this site, (which i presume is their ultimate intention), then it is futile!

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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I did my bit, i donated £5. Yep, i'm on benefits, and it's £5 of taxpayers money, but it goes to help more than one person in one situation, a sort of comunity donation:)

 

If you want to justify taxpayers money..have a look at the immigrant with £170,000 benefits a year..and housing benefit pay them to live in a £1.2 million house.

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Powerful?? no not a word i would use, however they are very very wealthy that is probably the biggest problem

 

The size of your bank balance matters a lot when it comes to the law in this country. Sad but true.

 

Justice so often comes with a £ sign attached to the possible outcome.

 

Time to buy an extra lottery ticket this weekend folks.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I don't want to put anyone off their wonderful ideas, but can I just say that mass-mailing this amount of people would likely to be a very expensive exercise.

 

Also, whilst it would be nice to know how well we are doing, unfortunately, there are less friendly eyes who would be delighted to know how quickly they can exhaust the fund so that CAG would have to throw in the towel, and so it is unfortunately unrealistic to get something like that out in the open. :-(

Exactly! She has spies all over the place ;)

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I did my bit, i donated £5. Yep, i'm on benefits, and it's £5 of taxpayers money, but it goes to help more than one person in one situation, a sort of comunity donation:)

 

If you want to justify taxpayers money..have a look at the immigrant with £170,000 benefits a year..and housing benefit pay them to live in a £1.2 million house.

Wingus, dont wind me up :eek:

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I tell ya all, if i wont the lottery, in a way god forbid it, this site and most of it's members wouldn't need to worry so much, i would personally hire a top lawyer, and not ask them...tell them to defend this site and it's admins, and get a nice crew of web designers to make it snazzy...then get a huge public campaign to make sure everyone knows this site is here:)

 

But enough of my dreaming...back to reality..lol

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Notwithstanding the exceptional support seen so far, i have to say that this issue has been weighing heavily on my mind since the scandal broke, to the point where im finding it hard to think of anything else.

 

This site is literally a lifeline to many people, and will be more so in the weeks and months to come, given the economic circumstances.

 

I really do think that we should develop a contingency plan, should the worst happen, to that end im thinking of starting a new thread in order to debate the possibilities, i have a number of suggestions myself so far.

 

Is their anyone else with a view on this?

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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who is backing this person just how powerful are they

Sorry Adamski. I know how infuriating it is when you are trying to get answers, but we are talking about serious litigation, here.

It would not be proper to reveal that sort of information.

 

I will repost what was in the original I hope it is acceptable. if not perhaps one of the site team could edit it out.

 

I am posting this as an afterthought in the hope the person/s bringing the action will see it.

 

This site has undoubtedly saved lives.

 

aa

I will certainly not moderate that statement. It happens to be true.

A few months ago, a number of team members were actively involved in successfully getting medical help to a user who had deliberately OD'd.... and all without the users real name and address.

 

Please don't ask who the team members were or who the User is. That information is classified.

 

 

Another thank you for all donations received and for any donations that are in the pipeline.

All donations are appreciated, regardless of the size. :cool:

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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I will certainly not moderate that statement. It happens to be true.

A few months ago, a number of team members were actively involved in successfully getting medical help to a user who had deliberately OD'd.... and all without the users real name and address.

 

 

Superb job folks

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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I havent got alot of cash as I have recently had my IB stopped

I am living frugally on my meagre savings and am trying with no luck to find employment

 

Without you guys I would not be here - You have helped me out of the deep dark pit which the DCA's put me in - And on the road to recovery - Which I cannot thank you enough for

 

If the person who is doing this to CAG - I hope you read my post

Because if you succeed in closing CAG the ''next me'' may not be so lucky without the support of the CAG members

 

I will be sending a cheque tomorrow for £10 (Its all I can afford) as I do not trust pay-pal (Plus they take a cut of the cash)

 

Just to mention its my birthday today

What a stinker of a present to read this awful news

 

Keep up the good work CAG xxxx

 

I have copied my post to the debt collection thread as that is where I normally post

 

Without the support and laughs from certain people in this thread I would have been a gonner

 

You peeps know who you are - So long continue xxxx

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If the worst comes to the worst, then surely a Phoenix will rise from the flames.

 

We can't let this site die. It's imperative that we fight however we can.

 

PV :-)

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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Sorry Adamski. I know how infuriating it is when you are trying to get answers, but we are talking about serious litigation, here.

It would not be proper to reveal that sort of information.

 

 

I will certainly not moderate that statement. It happens to be true.

A few months ago, a number of team members were actively involved in successfully getting medical help to a user who had deliberately OD'd.... and all without the users real name and address.

 

Please don't ask who the team members were or who the User is. That information is classified.

 

 

Another thank you for all donations received and for any donations that are in the pipeline.

All donations are appreciated, regardless of the size. :cool:

 

It is for this very reason that this site MUST continue. Whatever happens. We have to make a stand and continue the fight for fair play for decent hard working people. Even if we have to set up CAG 2 in the future, then we will. Hopefully it won't come to that, but it's always best to have a reserve plan, just in case.

 

The CAG will continue. We will not roll over and submit to defeat. We won't let the banks beat us, we won't let the DCA's beat us. We will not go silently into the night. This is just another battle among many that we'll fight.

 

Stick together, keep the donations coming in. Every £1 helps.

 

WE WILL WIN THIS ONE AND COME OUT STRONGER AND MORE UNITED AS A RESULT.

 

:grin:

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I will certainly not moderate that statement. It happens to be true.

A few months ago, a number of team members were actively involved in successfully getting medical help to a user who had deliberately OD'd.... and all without the users real name and address.

 

Please don't ask who the team members were or who the User is. That information is classified.

 

 

 

 

 

And lets hope that this person instigating this litigation, who probably 99% of this forum have never even HEARD of given how fast moving it is, can sleep well in their beds tonight knowing that they aren't harming the owners of this site, they're harming the lifeline it has become to so very many people!

 

 

To whoever you are, probably keeping a close eye on CAG in your little mission, just remember.... Karma can be a bitch!

 

 

(moderate me if you must... I wanted to vent!)

  • Haha 1

When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

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Excuse me creditcardmug for becoming post mad over this situation;)

 

Notwithstanding the exceptional support seen so far, i have to say that this issue has been weighing heavily on my mind since the scandal broke, to the point where im finding it hard to think of anything else.

 

This site is literally a lifeline to many people, and will be more so in the weeks and months to come, given the economic circumstances.

 

I really do think that we should develop a contingency plan, should the worst happen, to that end im thinking of starting a new thread in order to debate the possibilities, i have a number of suggestions myself so far.

 

Totally agree with all of the above.:)

 

A new totally dedicated thread would be fine but if we spread stuff all over the site it makes it not so easy for guests to follow:eek:

 

Contingency plan yes would be good but got to be careful about who gets to know what it would be. Site team will need to advise on this so no information is inadvertanly passed on.:roll:

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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