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Red Debt Collection Statutory Demand


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i have had various letters from Red Debt Collections - they are both annoying and constant.

Im sure some of these letters are from over 6 years ago, i get the impression these guys have bought a debt.

 

However, i want to take them seriously - they sent me a statutory demand for a debti think is 6 yrs old,

i would like to know if anyone has experience in this area is the following =

 

How do i go about asking Red Debt collections how old the debt is, and if the debt has already had a CCJ?

 

also what steps do i need to take, or letter i need to send out?

 

regards

 

J

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Hi Jeff.....thanks for starting your own thread.

 

Debt Collection Agencies are using stat demands more and more, in my opinion I would never ignore a stat demand.....however although judges do differ, generally they do not like debt collection agencies using the Insolvency service as a tool for debt collection.

 

You need to submit forms 6.4 and 6.5 to your local county court (phone them first to check they handle bankruptcies/insolvencies, if they don't then they should know the nearest that does.

 

You have 18 days from receipt to submit the forms to your local court, fill them out and take them to the court and get your affadavit 'sworn' in. (usually free - solicitors charge about £5 to do this and London courts seem to charge £12 to do this).....

 

You can find the forms here - http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/86067-getting-statutory-demand-set.html

 

I would also send to Red (as they usually chase statute barred debts) this letter here - letter 'M' by recorded delivery and don't hand sign it - http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20758-creditors-dcas-letter-templates.html

 

There are some other useful threads here too which you should read too... - http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/103839-cca-1st-credit-connaught.html

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/156970-omg-connaught-first-credit.html

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/161411-off-court-within-week.html

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/151149-help-pls-process-sd.html

 

If you need any help, please ask...

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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i have had various letters from Red Debt Collections - they are both annoying and constant.

Im sure some of these letters are from over 6 years ago, i get the impression these guys have bought a debt.

 

However, i want to take them seriously - they sent me a statutory demand for a debti think is 6 yrs old,

i would like to know if anyone has experience in this area is the following =

 

How do i go about asking Red Debt collections how old the debt is, and if the debt has already had a CCJ?

 

also what steps do i need to take, or letter i need to send out?

 

 

Just to clarify the comments in the posts above, a Statutory Demand is being used by some DCAs as an alternative to a CCJ. If the SD is not set aside the claimant can petition for your bankruptcy.

 

A SD is sent directly by the claimant to the debtor, so the court is not involved. It should be delivered in person although first class post is almost acceptable. How was yours sent?

 

You need valid grounds to have the SD set aside. Being statute barred is very valid.

Edited by palomino
clarity

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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