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    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other!
    • Six months of conflict have also taken a heavy economic toll.View the full article
    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
    • Women-only co-working spaces are part of the new hybrid working landscape, but they divide opinion.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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GE MONEY Notice for possession proceedings.HELP.


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Hi All

We were 2 months in arrears but paid some off, that left us about a month and a half short. We then went into a DMP with CCCS,they explained that we could pay the arrears over the 22 years we had left on mortgage if we so wished. GE let us go onto interest only payments which started this month,saving £100 per month, we were going to use the £100 to pay the arrears for 6 months. This morning we received notice of possession proceedings for the end of November. This is our 2nd Mortgage with them and we are pursuing £725 in late/dd charges from the 1st mortgage. We rang GE up this morning and asked if we could pay £500 but the cow on the phone said No you have to pay the full amount. What can we do? Should we just pay the money anyways to show the court we are trying to get sorted? And if I have to go to court can I explain that they owe us £725?

Any advice please..

 

Jane

Edited by plainjane
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I have been down almost the exact same road. When i started my claim for £1200 admin charges they started a repo. There repo will not succeed because the arrears are the subject of a valid dispute a judge cannot find in their favour if the amounts are subject to dispute. This is clearly shown on OFT guidance online(They are in fact trying to intimidate and harrass you). My wife suffered panic attacks because of all the court papers. All my admin charge claim has been returned in full after judge Barraclough 1/9/08.. Your claim for charges is a valid dispute.GE are also very bad at writing up legal loan agreements it may even be possible that your loans are unenforceable. There are people that will check the loans free online(Welcome - Stephensons Solicitors (Leigh, Wigan, Manchester, Bolton, St Helens) - Family, Commercial Law, Conveyancing, loancheck ) or go to cab and say you suspect the agreeements are illegal. Also check that the legal paper work from their solicitors(is it simply law or bernard elliston) send you have signed agreements attached if not.... they do not have a leg to stand on in court. Also with ge be carefull with SAR they with hold information...You need to sar all the solicitors they have ever used in connection with your loans and if you are looking for ppi info you need to SAR Ge Financial Services etc. If they have amalgamated any old loans SAR all possible companies that may have been involved... to get the full picture of what these crooks are up to...I have sent 2 full SAR requests to GE money and no signeD agreement has ever turned up for the loan worth 36,000????I am "micko19" and most of my posts about ge are on Penalty Charges Forum.. Hope this helps ....these are very nasty people to deal with but are also often very stupid too..I really wish you well.... private message me any time you wantcheers

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  • 1 month later...

Hi All

Just an update.The hearing was at 11 this morning, I had the help of a free advisor from Shelter, he basically went through a check sheet with me and did all the talking. The GE guy said they wanted £100 extra a month but the Judge said as the amount wasn't huge £50 would be acceptable and he suspended the repo order, I didn't even have to open my mouth. So my advice is , if the court offer you an advisor take them up on it.

 

:) Special Thanks to Micko19 for taking the time to message me when this all started.:)

 

Thanks Jane

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Wow its great to get a thank you..My advice is keep digging and research all aspects of any dealings with this company..I have a very good response from my MP Mary Creagh Labour MP for wakefield.

 

She has forwarded all my evidence of skullduggery to Mr Graham Hebblethwaite Chief Officer of West Yorkshire Trading standards and Mr David Strachan, Director of the financial services authority and written to them herself...

 

So as i said before I think its worth contacting your MP....

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