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Can ALL unfair/excessive charges be disputed??


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Hi,

Can ALL unfair/excessive charges be disputed?? whatever the organisation ??? do i use the same templates & procedure

I have been on this forum most of today reading with interest some of the posts...

I fully intend to pay back what i fairly owe...if in dispute then i will allow it to be sorted before arranging to pay.

 

Would the unfair/excessive charges be applicable to

  • secured loans --( even if paid off- can i still dispute carges)
  • mortgages e.g monthly late fees and other charges
  • solicitors collecting a debt with excessive charges applied
  • used to have a secured loan ( Advantage / Morgan stanley???- 12% interest!!!!!- have paid this off but the excessive charges totalled approx £850 over a 13 month period---although paid off last year can i stillnow dispute their charges
  • old bank accounts-- ripped off by Natwest from 1991 to 2001?? any chance here

I have just had a shock when looking back through some of my statements as have been charged all sorts from £39 to £50 each time--- do i dispute these & other charges using the same template that this site shows for bank charges??

 

Finally-- is this a DIY job or would you recommend using a compny to deal with all of this

Thanks- hope someone is able to answer all of my queries above

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Bumping your thread so that somebody can help you with your questions regarding the charges.

 

What I will say, is that you are better doing it as a DIY job, because as far as I am aware there are no companies out there that will do it for nothing, so they will want a percentage of what you reclaim.

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

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