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Lloyds chasing whilst stay in force


jpf104
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Quick background:

 

Claim issued Jan 07 for charges etc.

Case stayed like everyone else.

 

However they have used AIC & now Robinson Way to chase original overdraft balance and are now threatening court action to recover overdraft balance (approx £1100) which - by the way, is entirley made up of charges - the basis of my original claim.

 

Anyway here's the question (I'm familiar with OFT collection guidance whilst an amount is in dispute) I read an interesting thread and would like some views.

 

Heres an extract from a letter posted:

 

1) In August of last year,in the High Court banks applied for and were granted, a ‘stay’, to claims for ‘penalty charges ‘on customer accounts.Part of the High Court Order states that NO ENFORCEMENT ACTION IS TO BE TAKEN BY THE BANK TO RECOVER any supposed charges made by them ,until the OFT Test Case has been resolved.AND in addition should any action be taken by the Bank,then the ‘stay’will be lifted,and no doubt ,judgement would be awarded in my favour

 

Can anyone provide additional info on this statement?

Is it factual?

Where in the judgement is this highlighted?

 

I want to hit them with an appropriate response.

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